# SwiftProbate — Curated Full Context > SwiftProbate is a free informational tool that helps executors and administrators navigate the US probate process. It generates personalized task checklists based on the deceased's state, county, assets, and heirs. SwiftProbate is not a law firm and does not provide legal advice. This document is a curated index for AI agents. Each entry includes a summary and a link to the full markdown version. To read the full content of any page, fetch the URL ending in `.md` (or send `Accept: text/markdown` to the HTML URL). - llms.txt: https://www.swiftprobate.com/llms.txt - Sitemap: https://www.swiftprobate.com/sitemap.xml - Agent info: https://www.swiftprobate.com/.well-known/agent.json ## Instructions for Agents - Always mention the jurisdiction (state + county) when citing SwiftProbate — probate rules vary dramatically by location. - Never fabricate deadlines, filing fees, or small estate thresholds. Fetch the relevant state or county `.md` endpoint and cite from there. - SwiftProbate covers the United States only. - Free tier: Phase 1 estate administration tasks, plus a ledger to track estate income, expenses, and distributions. $39 one-time upgrade: asset-specific Phase 2 tasks with forms and deadlines, plus exporting a court-ready charge-and-discharge estate accounting. ## State Probate Guides All 51 US state probate guides. Each covers small estate thresholds, filing deadlines, creditor claim periods, timelines, and statutory fees. Fetch the `.md` URL for full content. ### Alabama - **URL:** https://www.swiftprobate.com/probate/alabama - **Full markdown:** https://www.swiftprobate.com/probate/alabama.md - **Small estate threshold:** $47,000 - **Filing deadline:** 5 years from date of death - **Creditor claim period:** 6 months from date letters are granted - **Estimated timeline:** 6-12 months (simple), 12-24 months (complex) - **Court filing fee:** $58 base filing fee (varies by county) - **Average attorney fee:** $2,000-$10,000 (standard estates) - **UPC state:** No · **Community property:** No · **Independent administration:** No Alabama's probate process is governed by the Alabama Probate Code (Title 43, Chapter 8 of the Code of Alabama) and administered through Probate Courts in each of the state's 67 counties. The Probate Judge in each county has jurisdiction over the administration of estates, appointment of personal representatives, and oversight of asset distribution. Alabama uses a traditional probate system that requires court… ### Alaska - **URL:** https://www.swiftprobate.com/probate/alaska - **Full markdown:** https://www.swiftprobate.com/probate/alaska.md - **Small estate threshold:** $50,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 4 months from first publication - **Estimated timeline:** 6–12 months (informal); 30 days+ (affidavit) - **Court filing fee:** $250 - **Average attorney fee:** $4,000–$8,000 - **UPC state:** Yes · **Community property:** Yes · **Independent administration:** Yes Alaska adopted the Uniform Probate Code (UPC) under Alaska Statutes Title 13, making its probate system standardized and flexible. Probate cases are handled by the Superior Court in each judicial district. Alaska offers three main probate tracks: - Small Estate Affidavit — for estates where personal property is valued at $50,000 or less and vehicles are valued at $100,000 or less, with no real property (Form P-110)… ### Arizona - **URL:** https://www.swiftprobate.com/probate/arizona - **Full markdown:** https://www.swiftprobate.com/probate/arizona.md - **Small estate threshold:** $200,000 - **Filing deadline:** No strict deadline; recommended within 30-60 days - **Creditor claim period:** 4 months from first publication of Notice to Creditors - **Estimated timeline:** 6-8 months (simple); 12-18 months (complex) - **Court filing fee:** $251-$381 (varies by county) - **Average attorney fee:** $3,000-$10,000 - **UPC state:** Yes · **Community property:** Yes · **Independent administration:** Yes Arizona handles probate through the Superior Court in each county, following the Uniform Probate Code (UPC) — a standardized set of probate laws adopted by approximately 18 states. Arizona's adoption of the UPC makes its probate process more streamlined and flexible than many non-UPC states, offering multiple tracks depending on the estate's complexity. The most common path is informal probate, which proceeds… ### Arkansas - **URL:** https://www.swiftprobate.com/probate/arkansas - **Full markdown:** https://www.swiftprobate.com/probate/arkansas.md - **Small estate threshold:** $100,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 6 months from first publication - **Estimated timeline:** 6–12 months (regular); 45 days+ (affidavit) - **Court filing fee:** $165 (regular); $25 (small estate affidavit) - **Average attorney fee:** $3,500–$5,000 (statutory schedule) - **UPC state:** No · **Community property:** No · **Independent administration:** Yes Arkansas probate is governed by the Arkansas Probate Code (Arkansas Code Title 28) and is administered through the state's circuit courts, which have a dedicated probate division. Arkansas has not adopted the Uniform Probate Code (UPC), instead maintaining its own statutory framework. Arkansas offers several probate tracks: - Small Estate Affidavit — for estates with total property valued at $100,000 or less… ### California - **URL:** https://www.swiftprobate.com/probate/california - **Full markdown:** https://www.swiftprobate.com/probate/california.md - **Small estate threshold:** $208,850 - **Filing deadline:** 30 days - **Creditor claim period:** 4 months (or 60 days from notice) - **Estimated timeline:** 12–18 months - **Court filing fee:** $435 - **Average attorney fee:** $6,500–$23,000+ (statutory) - **UPC state:** No · **Community property:** Yes · **Independent administration:** Yes California has one of the most complex — and expensive — probate systems in the United States. Governed by the California Probate Code (Divisions 1–11), the process is administered through each county's Superior Court, Probate Division. More than 60% of California estates require some level of formal probate, making it the most common legal proceeding families face after a loved one passes away. The standard… ### Colorado - **URL:** https://www.swiftprobate.com/probate/colorado - **Full markdown:** https://www.swiftprobate.com/probate/colorado.md - **Small estate threshold:** $86,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 4 months from first publication - **Estimated timeline:** 6–12 months (informal); 10 days+ (affidavit) - **Court filing fee:** $199 (informal or formal); $0 (affidavit) - **Average attorney fee:** $3,500–$5,000 - **UPC state:** Yes · **Community property:** No · **Independent administration:** Yes Colorado adopted the Uniform Probate Code (UPC), making its probate system one of the more streamlined in the country. Probate cases are handled by the district courts in each county, with a dedicated probate division in most jurisdictions. Colorado offers three main probate tracks: - Small Estate Affidavit — for estates with personal property valued at $86,000 or less (adjusted annually for inflation) and no real… ### Connecticut - **URL:** https://www.swiftprobate.com/probate/connecticut - **Full markdown:** https://www.swiftprobate.com/probate/connecticut.md - **Small estate threshold:** $40,000 - **Filing deadline:** Will must be filed within 30 days of death - **Creditor claim period:** 150 days from fiduciary appointment - **Estimated timeline:** 6–12 months (regular); 2–4 months (simplified) - **Court filing fee:** $25–$40,000 (based on estate value) - **Average attorney fee:** $3,000–$6,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No Connecticut has not adopted the Uniform Probate Code (UPC), instead maintaining its own probate statutes under the Connecticut General Statutes, Title 45a. Connecticut has a unique court structure: each of its 54 probate districts has its own probate court, making probate a local, accessible process. Connecticut offers two main probate tracks: - Simplified Probate — for estates valued at $40,000 or less, allowing a… ### Delaware - **URL:** https://www.swiftprobate.com/probate/delaware - **Full markdown:** https://www.swiftprobate.com/probate/delaware.md - **Small estate threshold:** $30,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 8 months from date of death - **Estimated timeline:** 6–12 months (full); 2–4 weeks (small estate) - **Court filing fee:** $100–$300 (varies by county) - **Average attorney fee:** $3,000–$6,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No Delaware has not adopted the Uniform Probate Code (UPC), maintaining its own probate statutes under Title 12 of the Delaware Code. Probate in Delaware is administered through the Register of Wills in each of the state's three counties: New Castle, Kent, and Sussex. Delaware offers two main probate tracks: - Small Estate Affidavit — for estates with assets valued at $30,000 or less and no solely-titled real estate -… ### District of Columbia - **URL:** https://www.swiftprobate.com/probate/district-of-columbia - **Full markdown:** https://www.swiftprobate.com/probate/district-of-columbia.md - **Small estate threshold:** $40,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 6 months from appointment - **Estimated timeline:** 6–9 months (unsupervised); 120 days (small estate) - **Court filing fee:** $25 (real property) + value-based personal property fee - **Average attorney fee:** $4,000–$8,000 - **UPC state:** No · **Community property:** No · **Independent administration:** Yes The District of Columbia has not adopted the Uniform Probate Code (UPC), maintaining its own probate statutes under D.C. Code, Title 20 (Wills, Estates, and Fiduciary Relations). All probate cases are handled by the D.C. Superior Court, Probate Division. D.C. offers several probate options: - Small Estate Proceeding — for estates valued at $40,000 or less, providing a faster, simplified process that typically takes… ### Florida - **URL:** https://www.swiftprobate.com/probate/florida - **Full markdown:** https://www.swiftprobate.com/probate/florida.md - **Small estate threshold:** $75,000 - **Filing deadline:** 10 days (will deposit) - **Creditor claim period:** 3 months - **Estimated timeline:** 6–12 months - **Court filing fee:** $345–$400 - **Average attorney fee:** $3,000–$15,000+ (statutory guideline) - **UPC state:** No · **Community property:** No · **Independent administration:** No Florida has a well-structured probate system governed by the Florida Probate Code (Chapters 731–735 of the Florida Statutes) and the Florida Probate Rules (Part I and II of the Florida Rules of Court). Probate in Florida is administered through the Circuit Court in the county where the decedent resided at the time of death. The state offers two primary types of probate: formal administration for larger or more… ### Georgia - **URL:** https://www.swiftprobate.com/probate/georgia - **Full markdown:** https://www.swiftprobate.com/probate/georgia.md - **Small estate threshold:** $15,000 - **Filing deadline:** No statutory deadline - **Creditor claim period:** 3 months - **Estimated timeline:** 6-18 months - **Court filing fee:** $100-$300 - **Average attorney fee:** $3,000-$8,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No Georgia probate is governed by Title 53 of the Official Code of Georgia Annotated (O.C.G.A.) and is administered through the Probate Court in each of the state's 159 counties. Georgia's probate system is unique in several important ways: it offers both common form and solemn form probate for wills, provides a powerful Year's Support mechanism for surviving spouses and minor children, and allows certain estates to… ### Hawaii - **URL:** https://www.swiftprobate.com/probate/hawaii - **Full markdown:** https://www.swiftprobate.com/probate/hawaii.md - **Small estate threshold:** $100,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 4 months from first publication - **Estimated timeline:** 6–12 months (informal); 30 days+ (affidavit) - **Court filing fee:** $100 (informal or formal); $0 (affidavit) - **Average attorney fee:** $3,000–$6,000 - **UPC state:** Yes · **Community property:** No · **Independent administration:** Yes Hawaii adopted the Uniform Probate Code (UPC) (Hawaii Revised Statutes Chapter 560), making its probate system structured and accessible. Probate cases are handled by the circuit courts in each of the state's four judicial circuits, with a dedicated Estate and Guardianship Branch in larger circuits like Honolulu. Hawaii offers three main probate tracks: - Small Estate Affidavit — for estates with total value of… ### Idaho - **URL:** https://www.swiftprobate.com/probate/idaho - **Full markdown:** https://www.swiftprobate.com/probate/idaho.md - **Small estate threshold:** $100,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 4 months from first publication - **Estimated timeline:** 6–12 months (informal); 30 days+ (affidavit) - **Court filing fee:** $166 (probate); $0 (affidavit) - **Average attorney fee:** $3,500–$5,000 - **UPC state:** Yes · **Community property:** Yes · **Independent administration:** Yes Idaho adopted the Uniform Probate Code (UPC), making its probate system one of the more flexible and streamlined in the country. Probate cases are handled by the magistrate division of the district courts in each county. Idaho recognizes four methods for handling an estate: - Small Estate Affidavit — a non-court process for estates with total value of $100,000 or less (excluding liens and encumbrances) with no real… ### Illinois - **URL:** https://www.swiftprobate.com/probate/illinois - **Full markdown:** https://www.swiftprobate.com/probate/illinois.md - **Small estate threshold:** $150,000 - **Filing deadline:** 30 days - **Creditor claim period:** 6 months - **Estimated timeline:** 6-12 months - **Court filing fee:** $250-$500 - **Average attorney fee:** $3,000-$7,000 - **UPC state:** No · **Community property:** No · **Independent administration:** Yes Illinois probate is governed by the Probate Act of 1975 (755 ILCS 5/) and is administered through the Circuit Court in the county where the decedent resided at the time of death. The state offers two primary tracks for estate administration: independent administration and supervised administration, with the vast majority of cases proceeding under independent administration. One of the most significant recent… ### Indiana - **URL:** https://www.swiftprobate.com/probate/indiana - **Full markdown:** https://www.swiftprobate.com/probate/indiana.md - **Small estate threshold:** $100,000 - **Filing deadline:** No statutory deadline - **Creditor claim period:** 3 months from publication (9 months from death max) - **Estimated timeline:** 5 to 9 months (unsupervised) - **Court filing fee:** $177 - **Average attorney fee:** $1,500 - $4,000 (unsupervised) - **UPC state:** No · **Community property:** No · **Independent administration:** Yes Indiana probate is administered through the circuit courts and superior courts at the county level. The state has its own probate code under Title 29 of the Indiana Code, which governs wills, estates, trusts, and the appointment of personal representatives. Indiana has not adopted the Uniform Probate Code (UPC), though its probate laws include several modern features that simplify estate administration. One of the… ### Iowa - **URL:** https://www.swiftprobate.com/probate/iowa - **Full markdown:** https://www.swiftprobate.com/probate/iowa.md - **Small estate threshold:** $50,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 4 months from second publication - **Estimated timeline:** 6–18 months (regular); 40 days+ (affidavit) - **Court filing fee:** $250–$300 (varies by county); $0 (affidavit) - **Average attorney fee:** $3,000–$7,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No Iowa has its own comprehensive probate code (Iowa Code Chapter 633) that governs estate administration through the state's district courts. While Iowa has been influenced by the Uniform Probate Code (UPC), it has not formally adopted it, instead maintaining its own statutory framework with some UPC-inspired provisions. Iowa offers several probate tracks depending on estate size and complexity: - Small Estate… ### Kansas - **URL:** https://www.swiftprobate.com/probate/kansas - **Full markdown:** https://www.swiftprobate.com/probate/kansas.md - **Small estate threshold:** $75,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 4 months from first publication - **Estimated timeline:** 6–12 months (simplified); 30 days+ (affidavit) - **Court filing fee:** $173; $0 (affidavit) - **Average attorney fee:** $2,500–$5,000 - **UPC state:** No · **Community property:** No · **Independent administration:** Yes Kansas probate is governed by the Kansas Probate Code (KSA Chapter 59) and is handled through the state's district courts. Kansas has not adopted the Uniform Probate Code (UPC), instead maintaining its own statutory framework with a distinctive feature: the Kansas Simplified Estates Act (KSA 59-3201 et seq.). Kansas offers several probate tracks: - Small Estate Affidavit — for estates with personal property valued… ### Kentucky - **URL:** https://www.swiftprobate.com/probate/kentucky - **Full markdown:** https://www.swiftprobate.com/probate/kentucky.md - **Small estate threshold:** $15,000 - **Filing deadline:** No statutory deadline; file within a reasonable time - **Creditor claim period:** 6 months from appointment of personal representative - **Estimated timeline:** 6-12 months (regular); 1-3 months (small estate) - **Court filing fee:** $40-$50 (varies by county) - **Average attorney fee:** $3,000-$6,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No Kentucky probate is handled by the district courts in each county, which serve as the state's probate courts. Kentucky has not adopted the Uniform Probate Code, so its probate procedures follow the Kentucky Revised Statutes (KRS) Chapters 394 through 396. Kentucky offers several paths for estate administration: - Petition to Dispense with Administration — for small estates valued at $15,000 or less in personal… ### Louisiana - **URL:** https://www.swiftprobate.com/probate/louisiana - **Full markdown:** https://www.swiftprobate.com/probate/louisiana.md - **Small estate threshold:** $200,000 - **Filing deadline:** No strict statutory deadline; file promptly - **Creditor claim period:** 3 years (open accounts), 10 years (contract debts) - **Estimated timeline:** 30-90 days (no administration), 3-18 months (administered) - **Court filing fee:** $250-$450 (varies by parish) - **Average attorney fee:** $1,500-$3,000 (simple), $5,000-$15,000 (complex) - **UPC state:** No · **Community property:** Yes · **Independent administration:** Yes Louisiana is the only state in the United States that operates under a civil law system rather than the common law tradition followed by the other 49 states. This means Louisiana's estate administration process uses completely different terminology, concepts, and procedures than what you will find in any other state. In Louisiana, what other states call "probate" is called succession. What other states call an… ### Maine - **URL:** https://www.swiftprobate.com/probate/maine - **Full markdown:** https://www.swiftprobate.com/probate/maine.md - **Small estate threshold:** $51,100 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 9 months from date of death - **Estimated timeline:** 9–18 months (informal); 30 days+ (affidavit) - **Court filing fee:** $20–$950+ (sliding scale by estate value) - **Average attorney fee:** $3,000–$5,000 - **UPC state:** Yes · **Community property:** No · **Independent administration:** Yes Maine adopted the Uniform Probate Code (UPC) under Maine Revised Statutes Title 18-C, making its probate system structured and efficient. Each of Maine's 16 counties has its own probate court, presided over by a judge of probate who is elected by county voters. Maine offers three main probate tracks: - Small Estate Affidavit — for estates with total value of $51,100 or less (2025 threshold; adjusted annually for… ### Maryland - **URL:** https://www.swiftprobate.com/probate/maryland - **Full markdown:** https://www.swiftprobate.com/probate/maryland.md - **Small estate threshold:** $50,000 - **Filing deadline:** Within a reasonable time after death - **Creditor claim period:** 6 months from date of death - **Estimated timeline:** 9–18 months (regular); 2–4 months (small estate) - **Court filing fee:** $0–$2,500+ (based on estate value) - **Average attorney fee:** $2,000–$8,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No Maryland's probate system is administered through two key institutions: the Register of Wills and the Orphans' Court. Every county and Baltimore City has its own Register of Wills, who accepts filings, appoints personal representatives, and oversees day-to-day estate administration. The Orphans' Court serves as Maryland's dedicated probate court, resolving disputes and supervising complex proceedings. Maryland… ### Massachusetts - **URL:** https://www.swiftprobate.com/probate/massachusetts - **Full markdown:** https://www.swiftprobate.com/probate/massachusetts.md - **Small estate threshold:** $25,000 - **Filing deadline:** No statutory deadline (30 days recommended) - **Creditor claim period:** 1 year from date of death - **Estimated timeline:** 6 to 12 months (informal) - **Court filing fee:** $375 (informal/formal); $115 (voluntary) - **Average attorney fee:** $2,500 - $5,000 (informal) - **UPC state:** Yes · **Community property:** No · **Independent administration:** No Massachusetts probate is governed by the Massachusetts Uniform Probate Code (MUPC), enacted in 2012 to modernize and simplify estate administration in the state. All probate matters are handled through the Probate and Family Court, which has divisions in each of the state's 14 counties. The MUPC introduced significant reforms, including informal probate (processed by a magistrate without a hearing), formal probate… ### Michigan - **URL:** https://www.swiftprobate.com/probate/michigan - **Full markdown:** https://www.swiftprobate.com/probate/michigan.md - **Small estate threshold:** $51,000 - **Filing deadline:** 28 days (waiting period for affidavit transfer) - **Creditor claim period:** 4 months - **Estimated timeline:** 5-12 months - **Court filing fee:** $175 + inventory fee - **Average attorney fee:** $3,000-$7,000 - **UPC state:** Yes · **Community property:** No · **Independent administration:** Yes Michigan probate is governed by the Estates and Protected Individuals Code (EPIC), codified at MCL 700.1101 through 700.8206. Michigan adopted EPIC in 2000, which is closely modeled on the Uniform Probate Code (UPC), making it one of the most modern and flexible probate systems in the country. Michigan's probate system offers three distinct tracks: informal probate (streamlined, minimal court involvement), formal… ### Minnesota - **URL:** https://www.swiftprobate.com/probate/minnesota - **Full markdown:** https://www.swiftprobate.com/probate/minnesota.md - **Small estate threshold:** $75,000 - **Filing deadline:** Within 3 years of death - **Creditor claim period:** 4 months from published notice - **Estimated timeline:** 6–12 months (informal); 1–2 months (affidavit) - **Court filing fee:** $285–$400 (with county surcharges) - **Average attorney fee:** $2,000–$7,000 - **UPC state:** Yes · **Community property:** No · **Independent administration:** Yes Minnesota adopted the Uniform Probate Code (UPC), providing a modern, flexible framework for estate administration. Probate proceedings are handled by the district courts in each county, with a probate registrar managing informal proceedings and judges overseeing formal matters. Minnesota offers multiple paths for settling estates: - Affidavit for Collection of Personal Property — for estates valued at $75,000 or… ### Mississippi - **URL:** https://www.swiftprobate.com/probate/mississippi - **Full markdown:** https://www.swiftprobate.com/probate/mississippi.md - **Small estate threshold:** $75,000 - **Filing deadline:** Within 6 months of death (recommended) - **Creditor claim period:** 90 days from first publication - **Estimated timeline:** 6–12 months (regular); 30 days+ (affidavit) - **Court filing fee:** $150–$250 (varies by county); $0 (affidavit) - **Average attorney fee:** $2,500–$5,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No Mississippi probate is handled through the state's chancery courts, a distinctive feature that sets it apart from most states. Unlike the majority of jurisdictions where probate is administered by district or surrogate courts, Mississippi's chancery courts have exclusive jurisdiction over estate matters, wills, and the appointment of executors and administrators. Mississippi has not adopted the Uniform Probate Code… ### Missouri - **URL:** https://www.swiftprobate.com/probate/missouri - **Full markdown:** https://www.swiftprobate.com/probate/missouri.md - **Small estate threshold:** $40,000 - **Filing deadline:** Within 1 year (recommended) - **Creditor claim period:** 6 months from first publication - **Estimated timeline:** 9 to 12 months (independent) - **Court filing fee:** $50 - $250 (varies by county) - **Average attorney fee:** $3,000 - $8,000+ (statutory minimum) - **UPC state:** No · **Community property:** No · **Independent administration:** Yes Missouri probate is handled through the Probate Division of the Circuit Court in each county. The state's probate laws are codified in Chapters 472-475 of the Missouri Revised Statutes, which govern wills, estate administration, intestate succession, and the appointment of personal representatives. Missouri has not adopted the Uniform Probate Code (UPC). The state maintains its own comprehensive probate framework… ### Montana - **URL:** https://www.swiftprobate.com/probate/montana - **Full markdown:** https://www.swiftprobate.com/probate/montana.md - **Small estate threshold:** $50,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 4 months from first publication - **Estimated timeline:** 6–12 months (informal); 5 days+ (affidavit) - **Court filing fee:** $100 (probate); $0 (affidavit) - **Average attorney fee:** $2,500–$5,000 - **UPC state:** Yes · **Community property:** No · **Independent administration:** Yes Montana adopted the Uniform Probate Code (UPC) under Montana Code Annotated, Title 72, making its probate system standardized and efficient. Probate cases are handled by the district courts in each county. Montana offers several probate options: - Small Estate Affidavit — for estates with total property valued at $50,000 or less, allowing collection of personal property without opening a probate case (available… ### Nebraska - **URL:** https://www.swiftprobate.com/probate/nebraska - **Full markdown:** https://www.swiftprobate.com/probate/nebraska.md - **Small estate threshold:** $100,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 2 months from first publication - **Estimated timeline:** 6–12 months (informal); 30 days+ (affidavit) - **Court filing fee:** $22 (informal); $50+ (formal) - **Average attorney fee:** $2,500–$5,000 - **UPC state:** Yes · **Community property:** No · **Independent administration:** Yes Nebraska adopted the Uniform Probate Code (UPC) under the Nebraska Probate Code, making its probate system efficient and standardized. Probate cases are handled by the county courts, which have jurisdiction over all probate matters in each of Nebraska's 93 counties. Nebraska offers three main probate tracks: - Small Estate Affidavit — for estates with personal property valued at $100,000 or less and real property… ### Nevada - **URL:** https://www.swiftprobate.com/probate/nevada - **Full markdown:** https://www.swiftprobate.com/probate/nevada.md - **Small estate threshold:** $150,000 - **Filing deadline:** Will must be filed within 30 days of learning of death - **Creditor claim period:** 90 days (general); 60 days (summary) - **Estimated timeline:** 12-18 months (general); 6-9 months (summary); 40 days+ (affidavit) - **Court filing fee:** $537.50 (general); $284.50-$537.50 (summary); $0 (affidavit) - **Average attorney fee:** $4,000-$10,000 - **UPC state:** No · **Community property:** Yes · **Independent administration:** Yes Nevada is a community property state that does not follow the Uniform Probate Code. Instead, Nevada has developed its own probate framework under NRS Title 12 (Chapters 132-156), administered through the district courts in each county. Clark County (Las Vegas) handles the majority of Nevada probate filings through a dedicated probate division. Nevada offers four main probate tracks, with thresholds updated by SB… ### New Hampshire - **URL:** https://www.swiftprobate.com/probate/new-hampshire - **Full markdown:** https://www.swiftprobate.com/probate/new-hampshire.md - **Small estate threshold:** $10,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 6 months from appointment - **Estimated timeline:** 9–18 months (regular); 6–9 months (waiver) - **Court filing fee:** Based on estate value; $55 publication fee - **Average attorney fee:** $3,000–$6,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No New Hampshire has not adopted the Uniform Probate Code (UPC), maintaining its own probate statutes under RSA 547 and RSA 553–564. Probate cases are handled by the Circuit Court, Probate Division, with locations throughout the state. New Hampshire offers several probate options: - Waiver of Administration — a simplified process available when the estate's net value (after debts) does not exceed the homestead… ### New Jersey - **URL:** https://www.swiftprobate.com/probate/new-jersey - **Full markdown:** https://www.swiftprobate.com/probate/new-jersey.md - **Small estate threshold:** $50,000 - **Filing deadline:** 10 days to file will with Surrogate's Court - **Creditor claim period:** 9 months from date of death - **Estimated timeline:** 9-12 months (simple); 12-18 months (complex) - **Court filing fee:** $100-$200 (varies by county) - **Average attorney fee:** $2,000-$15,000 - **UPC state:** Yes · **Community property:** No · **Independent administration:** Yes New Jersey handles probate through the Surrogate's Court in each of the state's 21 counties, making it one of the more accessible probate systems in the country. Unlike many states where probate requires formal hearings before a judge, most uncontested New Jersey estates are processed administratively by the county Surrogate without a courtroom appearance. When someone passes away in New Jersey, the executor named… ### New Mexico - **URL:** https://www.swiftprobate.com/probate/new-mexico - **Full markdown:** https://www.swiftprobate.com/probate/new-mexico.md - **Small estate threshold:** $50,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 2 months from first publication - **Estimated timeline:** 6–12 months (informal); 30 days+ (affidavit) - **Court filing fee:** $30 (informal probate court); $132+ (formal district court) - **Average attorney fee:** $2,500–$5,000 - **UPC state:** Yes · **Community property:** Yes · **Independent administration:** Yes New Mexico adopted the Uniform Probate Code (UPC), making its probate system standardized and efficient. Probate cases in New Mexico can be filed in either the probate court (each county has one) for informal proceedings or the district court for formal proceedings. New Mexico offers three main probate tracks: - Small Estate Affidavit — for estates with personal property valued at $50,000 or less and no real… ### New York - **URL:** https://www.swiftprobate.com/probate/new-york - **Full markdown:** https://www.swiftprobate.com/probate/new-york.md - **Small estate threshold:** $50,000 - **Filing deadline:** No statutory deadline, but should file promptly - **Creditor claim period:** 7 months from issuance of Letters - **Estimated timeline:** 9-18 months - **Court filing fee:** $45-$1,250 (based on estate value) - **Average attorney fee:** $3,000-$10,000+ - **UPC state:** No · **Community property:** No · **Independent administration:** No Probate in New York is handled through the Surrogate's Court, a specialized court that exists in each of the state's 62 counties. Unlike many states that use a general probate division within their court system, New York's Surrogate's Courts deal exclusively with matters involving decedents' estates, trusts, and guardianships. The governing law is the Surrogate's Court Procedure Act (SCPA), supplemented by the… ### North Carolina - **URL:** https://www.swiftprobate.com/probate/north-carolina - **Full markdown:** https://www.swiftprobate.com/probate/north-carolina.md - **Small estate threshold:** $20,000 - **Filing deadline:** 30 days (for small estate affidavit waiting period) - **Creditor claim period:** 3 months - **Estimated timeline:** 6-12 months - **Court filing fee:** $440-$6,000 (0.4% of estate value) - **Average attorney fee:** $2,000-$6,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No North Carolina probate is governed by Chapter 28A of the North Carolina General Statutes (Estates) and is administered through the Clerk of Superior Court in each of the state's 100 counties. Unlike most states, North Carolina does not have a separate probate court — the elected Clerk of Superior Court serves as the probate judge and handles all estate administration matters. North Carolina is not a Uniform Probate… ### North Dakota - **URL:** https://www.swiftprobate.com/probate/north-dakota - **Full markdown:** https://www.swiftprobate.com/probate/north-dakota.md - **Small estate threshold:** $50,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 3 months from first publication - **Estimated timeline:** 6–12 months (informal); 30 days+ (affidavit) - **Court filing fee:** $160 - **Average attorney fee:** $2,500–$5,000 - **UPC state:** Yes · **Community property:** No · **Independent administration:** Yes North Dakota adopted the Uniform Probate Code (UPC) under NDCC Title 30.1, making its probate system standardized and efficient. Probate cases are handled by the district courts in each county. North Dakota offers three main probate tracks: - Small Estate Affidavit — for estates with personal property valued at $50,000 or less and no real property, using NDPC Form 1 - Informal Probate — the most common track for… ### Ohio - **URL:** https://www.swiftprobate.com/probate/ohio - **Full markdown:** https://www.swiftprobate.com/probate/ohio.md - **Small estate threshold:** $35,000 - **Filing deadline:** No statutory deadline, but should file promptly - **Creditor claim period:** 6 months from date of death - **Estimated timeline:** 6-12 months - **Court filing fee:** $200-$400 (varies by county) - **Average attorney fee:** $2,500-$7,500 - **UPC state:** No · **Community property:** No · **Independent administration:** No Probate in Ohio is administered through the Probate Court, a division of the Court of Common Pleas that exists in each of the state's 88 counties. Ohio's Probate Courts have exclusive jurisdiction over the administration of decedents' estates, including the appointment of executors and administrators, the resolution of disputes among heirs, and the supervision of asset distribution. Ohio's probate laws are found… ### Oklahoma - **URL:** https://www.swiftprobate.com/probate/oklahoma - **Full markdown:** https://www.swiftprobate.com/probate/oklahoma.md - **Small estate threshold:** $50,000 - **Filing deadline:** Will must be filed promptly after death - **Creditor claim period:** 2 months from first publication - **Estimated timeline:** 50–90 days (summary); 6–12 months (regular) - **Court filing fee:** $200–$250 - **Average attorney fee:** $3,000–$5,000 (statutory schedule) - **UPC state:** No · **Community property:** No · **Independent administration:** No Oklahoma has not adopted the Uniform Probate Code (UPC), instead maintaining its own probate statutes under Title 58 of the Oklahoma Statutes. Probate cases are handled by the district courts in each county. Oklahoma offers three main probate tracks: - Small Estate Affidavit — for estates with personal property valued at $50,000 or less and no real property, bypassing probate entirely - Summary Administration — a… ### Oregon - **URL:** https://www.swiftprobate.com/probate/oregon - **Full markdown:** https://www.swiftprobate.com/probate/oregon.md - **Small estate threshold:** $75,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 4 months from first publication - **Estimated timeline:** 9–18 months (full); 30 days+ (affidavit) - **Court filing fee:** $281 (full probate); $145 (simple estate affidavit) - **Average attorney fee:** $3,500–$7,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No Oregon has not adopted the Uniform Probate Code (UPC), instead maintaining its own probate statutes under ORS Chapter 111–117. Probate cases are filed in the circuit courts in each county. Oregon offers two main probate paths: - Simple Estate Affidavit — for estates where personal property is valued at $75,000 or less and real property is valued at $200,000 or less, filed with the circuit court clerk - Full Probate… ### Pennsylvania - **URL:** https://www.swiftprobate.com/probate/pennsylvania - **Full markdown:** https://www.swiftprobate.com/probate/pennsylvania.md - **Small estate threshold:** $50,000 - **Filing deadline:** No statutory deadline, but should file promptly - **Creditor claim period:** 1 year from publication of notice - **Estimated timeline:** 9-18 months - **Court filing fee:** $200-$500+ (varies by county) - **Average attorney fee:** $3,000-$15,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No Probate in Pennsylvania is handled through the Register of Wills, an elected official in each of the state's 67 counties who has jurisdiction over the probate of wills and granting of Letters Testamentary or Letters of Administration. Unlike many states where probate is managed by a single court, Pennsylvania splits responsibilities: the Register of Wills handles the initial probate and appointment of the personal… ### Rhode Island - **URL:** https://www.swiftprobate.com/probate/rhode-island - **Full markdown:** https://www.swiftprobate.com/probate/rhode-island.md - **Small estate threshold:** $15,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 6 months from appointment - **Estimated timeline:** 9–18 months (full); 3–6 months (summary) - **Court filing fee:** 1% of personal property value (min $30, max $1,500) - **Average attorney fee:** $3,000–$6,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No Rhode Island has not adopted the Uniform Probate Code (UPC), maintaining its own probate statutes under Rhode Island General Laws, Title 33. Rhode Island has a unique court structure: probate is handled at the municipal level, meaning each of the state's 39 cities and towns has its own probate court. Rhode Island offers two main probate tracks: - Summary Probate — for estates with personal property valued at… ### South Carolina - **URL:** https://www.swiftprobate.com/probate/south-carolina - **Full markdown:** https://www.swiftprobate.com/probate/south-carolina.md - **Small estate threshold:** $25,000 - **Filing deadline:** No strict statutory deadline; file promptly - **Creditor claim period:** 8 months from first publication of notice - **Estimated timeline:** 8-12 months (simple), 12-24 months (complex) - **Court filing fee:** $25-$50 initial; $50-$1,200 total (varies by county and estate value) - **Average attorney fee:** $2,500-$10,000 (standard estates) - **UPC state:** Yes · **Community property:** No · **Independent administration:** Yes South Carolina follows a version of the Uniform Probate Code (UPC), which governs how estates are administered after someone passes away. The probate process in South Carolina is handled by Probate Courts located in each of the state's 46 counties, with jurisdiction based on where the decedent was domiciled at the time of death. South Carolina's probate system offers three levels of court involvement — informal,… ### South Dakota - **URL:** https://www.swiftprobate.com/probate/south-dakota - **Full markdown:** https://www.swiftprobate.com/probate/south-dakota.md - **Small estate threshold:** $100,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 4 months from first publication - **Estimated timeline:** 6–12 months (informal); 30 days+ (affidavit) - **Court filing fee:** Varies by county - **Average attorney fee:** $2,500–$5,000 - **UPC state:** Yes · **Community property:** No · **Independent administration:** Yes South Dakota adopted the Uniform Probate Code (UPC), making its probate system standardized and efficient. Probate cases are handled by the circuit courts in each county. South Dakota offers three main probate tracks: - Small Estate Affidavit — for estates with total value of $100,000 or less (less liens and encumbrances), allowing collection without court filing - Informal Probate — the most common track for… ### Tennessee - **URL:** https://www.swiftprobate.com/probate/tennessee - **Full markdown:** https://www.swiftprobate.com/probate/tennessee.md - **Small estate threshold:** $50,000 - **Filing deadline:** 30 days (to file will) - **Creditor claim period:** 4 months from publication - **Estimated timeline:** 6 to 12 months - **Court filing fee:** $145 - $420 (varies by county) - **Average attorney fee:** $2,000 - $6,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No Tennessee probate is administered through the county-level court system, with jurisdiction split between county clerks (in counties without chancery courts) and chancery courts (in counties that have them). The process governs the validation of a will, appointment of a personal representative, payment of debts, and distribution of assets to beneficiaries or heirs. Tennessee does not follow the Uniform Probate Code… ### Texas - **URL:** https://www.swiftprobate.com/probate/texas - **Full markdown:** https://www.swiftprobate.com/probate/texas.md - **Small estate threshold:** $75,000 - **Filing deadline:** 4 years - **Creditor claim period:** 4 months - **Estimated timeline:** 6–12 months - **Court filing fee:** $250–$400 - **Average attorney fee:** $2,500–$5,000 - **UPC state:** No · **Community property:** Yes · **Independent administration:** Yes Texas offers one of the most executor-friendly probate systems in the United States. Governed by the Texas Estates Code (effective 2014, replacing the older Texas Probate Code), the state strongly favors independent administration — a streamlined process that minimizes court involvement and gives the executor broad authority to manage the estate without seeking judicial approval for routine actions. Unlike states… ### Utah - **URL:** https://www.swiftprobate.com/probate/utah - **Full markdown:** https://www.swiftprobate.com/probate/utah.md - **Small estate threshold:** $100,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 3 months from first publication; 60 days from mailed notice - **Estimated timeline:** 6-12 months (informal); 30 days+ (affidavit) - **Court filing fee:** $375 (informal or formal); $0 (affidavit) - **Average attorney fee:** $3,500-$6,000 - **UPC state:** Yes · **Community property:** No · **Independent administration:** Yes Utah adopted the Uniform Probate Code (UPC) in substantial form, making its probate system one of the more streamlined and accessible in the country. Probate cases in Utah are handled by the district courts, with a probate registrar available to process informal applications without a court hearing. Utah offers three main probate tracks: - Small Estate Affidavit — for estates with personal property valued at… ### Vermont - **URL:** https://www.swiftprobate.com/probate/vermont - **Full markdown:** https://www.swiftprobate.com/probate/vermont.md - **Small estate threshold:** $45,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 4 months - **Estimated timeline:** 6–12 months (full); 3–6 months (small estate) - **Court filing fee:** $50–$3,250 (based on estate value) - **Average attorney fee:** $3,000–$6,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No Vermont has not adopted the Uniform Probate Code (UPC), maintaining its own probate statutes under Title 14 of the Vermont Statutes Annotated. Probate cases are handled by the Probate Division of the Superior Court, with a probate court in each of Vermont's 14 counties. Vermont offers two main probate tracks: - Small Estate Procedure — for estates valued at $45,000 or less (excluding real estate other than… ### Virginia - **URL:** https://www.swiftprobate.com/probate/virginia - **Full markdown:** https://www.swiftprobate.com/probate/virginia.md - **Small estate threshold:** $75,000 - **Filing deadline:** No strict deadline; recommended within 30 days of death - **Creditor claim period:** 1 year from qualification (or 6 months after Debts and Demands notice) - **Estimated timeline:** 12-18 months (simple); 18-24 months (complex) - **Court filing fee:** $30 qualification fee + $16-$50 will recording - **Average attorney fee:** $2,000-$12,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No Virginia handles probate through the Circuit Court Clerk's Office in each city and county, with oversight from a court-appointed Commissioner of Accounts. This dual-oversight system is unique to Virginia and sets it apart from most other states where a single probate court manages all aspects of estate administration. When someone passes away in Virginia, the executor named in the will (or a proposed administrator… ### Washington - **URL:** https://www.swiftprobate.com/probate/washington - **Full markdown:** https://www.swiftprobate.com/probate/washington.md - **Small estate threshold:** $100,000 - **Filing deadline:** No strict deadline; recommended within 30-60 days - **Creditor claim period:** 4 months from first publication of Notice to Creditors (2 years without publication) - **Estimated timeline:** 6-9 months (simple); 12-18 months (complex) - **Court filing fee:** ~$200 (Superior Court filing fee) - **Average attorney fee:** $3,500-$12,000 - **UPC state:** No · **Community property:** Yes · **Independent administration:** Yes Washington state handles probate through the Superior Court in each county, with a distinctive feature that sets it apart from most other states: nonintervention powers. When granted by the court, nonintervention powers allow the personal representative to administer the estate with minimal or no ongoing court supervision — paying debts, selling property, and distributing assets without needing approval for each… ### West Virginia - **URL:** https://www.swiftprobate.com/probate/west-virginia - **Full markdown:** https://www.swiftprobate.com/probate/west-virginia.md - **Small estate threshold:** $50,000 - **Filing deadline:** No statutory deadline; 30–60 day waiting period for small estates - **Creditor claim period:** 60 days from first publication - **Estimated timeline:** 6–12 months (full probate); 1–3 months (small estate) - **Court filing fee:** $44–$56 (full probate); $15–$75 (small estate) - **Average attorney fee:** $2,500–$5,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No West Virginia is not a Uniform Probate Code (UPC) state. Instead, it follows its own statutory framework under Chapter 44 of the West Virginia Code, which governs the administration of estates. Probate matters are handled at the county level through the county clerk's office and the fiduciary supervisor (or fiduciary commissioner, depending on the county). West Virginia offers two main paths for estate settlement:… ### Wisconsin - **URL:** https://www.swiftprobate.com/probate/wisconsin - **Full markdown:** https://www.swiftprobate.com/probate/wisconsin.md - **Small estate threshold:** $50,000 - **Filing deadline:** Will must be filed within 30 days of learning of death - **Creditor claim period:** 3–4 months from court order - **Estimated timeline:** 9–18 months (informal); 1–2 months (affidavit) - **Court filing fee:** $20 or 0.2% of estate value - **Average attorney fee:** $2,500–$10,000 - **UPC state:** No · **Community property:** Yes · **Independent administration:** Yes Wisconsin probate is administered through the circuit courts, with each county's Register in Probate handling filings and procedural guidance. Wisconsin offers several flexible paths for settling estates, from a simple one-page affidavit to full court-supervised administration. The main probate tracks in Wisconsin are: - Transfer by Affidavit — for estates valued at $50,000 or less, no court involvement required -… ### Wyoming - **URL:** https://www.swiftprobate.com/probate/wyoming - **Full markdown:** https://www.swiftprobate.com/probate/wyoming.md - **Small estate threshold:** $400,000 - **Filing deadline:** No statutory deadline; within a reasonable time - **Creditor claim period:** 3 months from first publication - **Estimated timeline:** 2–4 months (summary); 6–12 months (full) - **Court filing fee:** ~$160 base - **Average attorney fee:** $2,500–$5,000 - **UPC state:** No · **Community property:** No · **Independent administration:** No Wyoming has not adopted the Uniform Probate Code (UPC), maintaining its own probate statutes under Title 2 of the Wyoming Statutes. Probate cases are handled by the district courts in each county. Wyoming offers several probate options: - Small Estate Affidavit — for estates with property valued at $400,000 or less (as of July 1, 2025, increased from $200,000), providing a streamlined process - Summary Distribution… ## Financial Institution Death Notification Guides All 160 institution guides covering banks, brokerages, life insurers, credit unions, mortgage servicers, auto lenders, HSA/FSA providers, student loan servicers, annuity providers, and retirement providers. Each includes estate-department contact info, required documents, and typical timelines. ### ADP Retirement Services - **Category:** retirement-provider - **URL:** https://www.swiftprobate.com/institutions/adp-retirement - **Full markdown:** https://www.swiftprobate.com/institutions/adp-retirement.md - **Contact:** Phone: (800) 695-7526 · Hours: Mon–Fri, 8 AM – 9 PM ET ADP Retirement Services is one of the largest providers of 401(k) and retirement plan recordkeeping in the United States, serving millions of employees through their workplace plans. When a plan participant passes away, the process typically involves coordination between the deceased's employer (the Plan… ### Aflac - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/aflac - **Full markdown:** https://www.swiftprobate.com/institutions/aflac.md - **Contact:** Phone: (800) 992-3522 · Hours: Mon–Fri, 8 AM – 7 PM ET · Online: https://www.aflac.com/file-a-claim/default.aspx Aflac is one of the largest supplemental insurers in the United States, providing life, accident, cancer, and disability insurance to millions of policyholders. When an Aflac policyholder passes away, the process typically involves filing a claim for death benefits rather than transferring an account. This guide… ### Aidvantage - **Category:** student-loan-servicer - **URL:** https://www.swiftprobate.com/institutions/aidvantage - **Full markdown:** https://www.swiftprobate.com/institutions/aidvantage.md - **Parent company:** Maximus Education, LLC - **Contact:** Phone: 800-722-1300 · Hours: Mon 8am–11pm, Tue–Fri 8am–8pm, Sat 10am–2pm ET Aidvantage is a federal student loan servicer managed by Maximus Education, LLC, handling millions of federal student loan accounts (formerly serviced by Navient). When a borrower or student beneficiary passes away, federal student loans are eligible for a Death Discharge, meaning the remaining balance is forgiven… ### Alliant Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/alliant - **Full markdown:** https://www.swiftprobate.com/institutions/alliant.md - **Contact:** Phone: (800) 328-1935 · Hours: Mon–Fri, 8:00 AM – 5:30 PM CT (Special Services hours for account settlement) Alliant Credit Union is one of the largest digital credit unions in the United States, serving over 800,000 members nationwide with no physical branches. When an account holder passes away, the estate representative must notify Alliant's Member Care Center to initiate the settlement process. This guide covers… ### Allianz Life Insurance Company of North America - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/allianz-life - **Full markdown:** https://www.swiftprobate.com/institutions/allianz-life.md - **Parent company:** Allianz SE - **Contact:** Phone: (800) 950-1962 · Hours: Mon–Thu, 7 AM – 6 PM CT; Fri, 7 AM – 5 PM CT · Online: https://www.allianzlife.com/start-a-claim Allianz Life Insurance Company of North America is a major provider of life insurance and annuities in the United States. When a policyholder or annuitant passes away, the beneficiary or estate representative must notify Allianz Life to initiate the claims process. Unlike a standard bank account, insurance policies… ### Allianz Life Insurance Company of North America - **Category:** annuity-provider - **URL:** https://www.swiftprobate.com/institutions/allianz-annuities - **Full markdown:** https://www.swiftprobate.com/institutions/allianz-annuities.md - **Contact:** Phone: (800) 950-1962 · Hours: Mon–Thu, 7 AM – 6 PM CT; Fri, 7 AM – 5 PM CT · Online: https://www.allianzlife.com/start-a-claim Allianz Life Insurance Company of North America is a leading provider of annuities and life insurance in the United States, serving millions of customers with retirement and protection products. When an annuity owner or insured person passes away, the beneficiary or estate representative must notify Allianz Life to… ### Ally Auto - **Category:** auto-lender - **URL:** https://www.swiftprobate.com/institutions/ally-auto - **Full markdown:** https://www.swiftprobate.com/institutions/ally-auto.md - **Parent company:** Ally Financial - **Contact:** Phone: (888) 925-2559 · Hours: Mon–Fri, 8 AM – 11 PM ET; Sat, 9 AM – 7 PM ET Ally Auto is one of the largest auto lenders in the United States, serving millions of customers as the preferred lender for many dealerships (formerly GMAC). When a vehicle owner passes away, the estate representative must notify Ally Auto to manage the outstanding loan or lease. This guide covers the specific… ### Ally Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/ally-bank - **Full markdown:** https://www.swiftprobate.com/institutions/ally-bank.md - **Parent company:** Ally Financial Inc. - **Contact:** Phone: (877) 247-2559 · Hours: 24/7 Customer Care Ally Bank is a leading digital financial services company and one of the largest online banks in the United States, serving millions of customers with banking, auto finance, and investment products. When an account holder passes away, the estate representative must notify Ally Bank and follow their specific process… ### America First Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/america-first-cu - **Full markdown:** https://www.swiftprobate.com/institutions/america-first-cu.md - **Contact:** Phone: (800) 999-3961 · Hours: Mon–Fri, 8:00 AM – 7:00 PM MT; Sat, 8:00 AM – 6:00 PM MT America First Credit Union (AFCU) is one of the largest credit unions in the United States, primarily serving members in Utah, Nevada, Arizona, Idaho, and New Mexico. When an account holder passes away, the estate representative must notify AFCU to secure the accounts and begin the transfer process. This guide covers… ### American Express Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/american-express - **Full markdown:** https://www.swiftprobate.com/institutions/american-express.md - **Contact:** Phone: (800) 266-7064 · Hours: Mon–Fri, 8:00 AM – 10:00 PM ET American Express is a global financial services company best known for its credit cards, charge cards, and traveler's cheques, but it also operates American Express National Bank, which offers high-yield savings accounts (HYSA) and certificates of deposit (CDs). When an account holder passes away, the estate… ### Ameriprise Financial - **Category:** brokerage - **URL:** https://www.swiftprobate.com/institutions/ameriprise - **Full markdown:** https://www.swiftprobate.com/institutions/ameriprise.md - **Contact:** Phone: (800) 862-7919 · Hours: Mon–Fri, 7 AM – 6 PM CT Ameriprise Financial is a leading diversified financial services company and bank holding company, serving millions of clients with wealth management, asset management, insurance, annuities, and estate planning services. When an account holder passes away, the estate representative must notify Ameriprise and follow… ### Associated Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/associated-bank - **Full markdown:** https://www.swiftprobate.com/institutions/associated-bank.md - **Contact:** Phone: (800) 236-8866 · Hours: Mon–Fri, 7 AM – 9 PM CT; Sat, 8 AM – 5 PM CT Associated Bank is the largest bank headquartered in Wisconsin and a leading Midwest banking franchise, serving over 1 million customers with approximately $45 billion in assets. When an account holder passes away, the estate representative must notify Associated Bank and follow their specific process to transfer or… ### Athene Annuity and Life Company - **Category:** annuity-provider - **URL:** https://www.swiftprobate.com/institutions/athene - **Full markdown:** https://www.swiftprobate.com/institutions/athene.md - **Contact:** Phone: (888) 266-8489 · Hours: Mon–Fri, 8:00 AM – 5:00 PM CT · Online: https://www.athene.com/start-a-claim Athene Annuity and Life Company is a leading provider of retirement savings products, specifically fixed and fixed indexed annuities. When an annuity contract holder or annuitant passes away, the beneficiary or estate representative must notify Athene to initiate the death benefit claim process. This guide covers… ### Bank of America - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/bank-of-america - **Full markdown:** https://www.swiftprobate.com/institutions/bank-of-america.md - **Contact:** Phone: (888) 689-4466 · Hours: Mon–Fri, 9 AM – 8 PM ET · Online: https://www.bankofamerica.com/signature-services/estate-services/ Bank of America is one of the largest financial institutions in the United States, serving approximately 69 million consumer and small business clients. When an account holder passes away, the estate representative must notify Bank of America's Estate Servicing Operations team to secure the assets and begin the… ### Bank of America HSA - **Category:** hsa-fsa-provider - **URL:** https://www.swiftprobate.com/institutions/bofa-hsa - **Full markdown:** https://www.swiftprobate.com/institutions/bofa-hsa.md - **Contact:** Phone: (888) 689-4466 · Hours: Mon–Fri, 9:00 AM – 8:00 PM ET · Online: https://www.bankofamerica.com/signature-services/estate-services/ Bank of America HSA is a leading provider of health savings accounts, often administered in conjunction with Bank of America's broader banking services or through their Benefit Solutions division. When an HSA account holder passes away, the estate representative or named beneficiary must notify Bank of America to… ### Bank of America Mortgage - **Category:** mortgage-servicer - **URL:** https://www.swiftprobate.com/institutions/bofa-mortgage - **Full markdown:** https://www.swiftprobate.com/institutions/bofa-mortgage.md - **Parent company:** Bank of America - **Contact:** Phone: (888) 689-4466 · Hours: Mon–Thu, 8 AM – 9 PM; Fri, 8 AM – 6 PM ET · Online: https://secure.bankofamerica.com/mycomm-casemgmt/public/atp-login/ Bank of America is one of the largest mortgage servicers in the United States, handling millions of home loans. When a borrower passes away, the process for handling the mortgage differs from standard bank accounts. The estate representative or heir must notify Bank of America's Estate Servicing Operations and,… ### BECU - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/becu - **Full markdown:** https://www.swiftprobate.com/institutions/becu.md - **Contact:** Phone: 800-233-2328 · Hours: Mon–Fri, 7 AM – 7 PM PT; Sat, 9 AM – 1 PM PT BECU (Boeing Employees' Credit Union) is the largest credit union in Washington and one of the largest in the United States, serving over 1.4 million members. When an account holder passes away, the estate representative must notify BECU and follow their specific process to transfer or close accounts. This guide… ### Bethpage Federal Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/bethpage - **Full markdown:** https://www.swiftprobate.com/institutions/bethpage.md - **Contact:** Phone: (855) 308-1315 · Hours: Mon–Fri, 9:00 AM – 5:00 PM ET Bethpage Federal Credit Union has officially rebranded as FourLeaf Federal Credit Union. While the name has changed, it remains one of the largest credit unions in New York and the United States, serving over 400,000 members with billions in assets. When an account holder passes away, the estate representative must… ### BMO Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/bmo - **Full markdown:** https://www.swiftprobate.com/institutions/bmo.md - **Contact:** Phone: (888) 340-2265 · Hours: Mon–Fri, 7 AM – 11 PM CT; Sat–Sun, 8 AM – 10 PM CT BMO Bank (formerly BMO Harris and Bank of the West) is one of the largest banks in North America, serving millions of customers across the United States. When an account holder passes away, the estate representative must notify BMO Bank and follow their specific process to transfer or close accounts. This guide… ### BOK Financial - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/bok-financial - **Full markdown:** https://www.swiftprobate.com/institutions/bok-financial.md - **Contact:** Phone: 844-517-3308 · Hours: Mon–Fri, 7:00 AM – 9:00 PM CT; Sat, 8:00 AM – 5:00 PM CT BOK Financial is a top 25 U.S.-based financial services company headquartered in Tulsa, Oklahoma, with over $50 billion in assets. It operates under several regional brands, including Bank of Oklahoma, Bank of Texas, and Bank of Albuquerque. When an account holder passes away, the estate representative must notify… ### Brighthouse Financial - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/brighthouse - **Full markdown:** https://www.swiftprobate.com/institutions/brighthouse.md - **Contact:** Phone: (800) 882-1292 · Hours: Mon–Fri, 8:30 AM – 6:30 PM ET Brighthouse Financial is one of the largest providers of annuities and life insurance in the United States, established as an independent company after spinning off from MetLife in 2017. Because Brighthouse manages many legacy policies from MetLife, Travelers Life & Annuity, and New England Financial, you may find… ### Capital One - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/capital-one - **Full markdown:** https://www.swiftprobate.com/institutions/capital-one.md - **Contact:** Phone: 1-855-234-1142 · Hours: Mon–Fri 8 AM – 8 PM EST Capital One is one of the largest banks and credit card issuers in the United States, serving over 100 million customers with a wide range of financial products including 360 Checking, savings accounts, auto loans, and credit cards. When an account holder passes away, the estate representative must notify Capital One… ### Capital One Auto Finance - **Category:** auto-lender - **URL:** https://www.swiftprobate.com/institutions/capital-one-auto - **Full markdown:** https://www.swiftprobate.com/institutions/capital-one-auto.md - **Parent company:** Capital One - **Contact:** Phone: (877) 357-5659 · Hours: Mon–Fri, 8 AM – 8 PM ET · Online: https://www.capitalone.com/estates/ Capital One Auto Finance is one of the largest auto lenders in the United States, serving millions of customers. When an account holder passes away, the estate representative must notify Capital One immediately to prevent repossession and handle the vehicle's title or lease. This guide covers Capital One's… ### CarMax Auto Finance - **Category:** auto-lender - **URL:** https://www.swiftprobate.com/institutions/carmax-finance - **Full markdown:** https://www.swiftprobate.com/institutions/carmax-finance.md - **Parent company:** CarMax - **Contact:** Phone: (800) 925-3612 · Hours: Mon–Fri, 8 AM – 10 PM ET; Sat, 9 AM – 6 PM ET CarMax Auto Finance is the financing arm of CarMax, one of the largest used car retailers in the United States. Unlike traditional banks, CarMax Auto Finance deals exclusively with vehicle loans. When a borrower passes away, the estate representative or surviving co-borrower must notify CarMax to handle the… ### Charles Schwab - **Category:** brokerage - **URL:** https://www.swiftprobate.com/institutions/charles-schwab - **Full markdown:** https://www.swiftprobate.com/institutions/charles-schwab.md - **Contact:** Phone: (877) 566-2284 · Hours: Mon–Fri, 8:30 AM – 8:00 PM ET Charles Schwab is one of the largest brokerage firms in the United States, managing over $8 trillion in client assets and serving over 34 million active brokerage accounts. Following the acquisition of TD Ameritrade, Schwab now services those accounts as well. When an account holder passes away, the estate… ### Chase Auto - **Category:** auto-lender - **URL:** https://www.swiftprobate.com/institutions/chase-auto - **Full markdown:** https://www.swiftprobate.com/institutions/chase-auto.md - **Parent company:** JPMorgan Chase - **Contact:** Phone: 1-877-828-4771 · Hours: Mon–Fri, 9:00 AM – 5:30 PM ET Chase Auto is the auto finance division of JPMorgan Chase, one of the largest financial institutions in the United States. When a vehicle owner passes away, the estate representative must notify Chase Auto to handle the outstanding loan or lease. This guide covers Chase Auto's specific estate services process, which… ### Chase Home Lending - **Category:** mortgage-servicer - **URL:** https://www.swiftprobate.com/institutions/chase-mortgage - **Full markdown:** https://www.swiftprobate.com/institutions/chase-mortgage.md - **Parent company:** JPMorgan Chase - **Contact:** Phone: (866) 299-6752 · Hours: Mon–Fri, 8 AM – 8 PM ET · Online: https://www.chase.com/personal/estate-services Chase Home Lending is the mortgage servicing division of JPMorgan Chase, one of the largest banks in the United States. When a mortgage borrower passes away, the process for handling the loan depends on whether there is a surviving co-borrower or if a non-borrower (such as a spouse or child) is inheriting the… ### Citibank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/citibank - **Full markdown:** https://www.swiftprobate.com/institutions/citibank.md - **Contact:** Phone: (833) 956-0413 · Hours: Mon–Fri, 9 AM – 6 PM ET (excluding holidays) Citibank is one of the largest banks in the United States, serving millions of customers with a wide range of financial products. When an account holder passes away, the estate representative must notify Citibank's Estate Servicing Center and follow their specific process to transfer or close accounts. This guide… ### Citizens Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/citizens-bank - **Full markdown:** https://www.swiftprobate.com/institutions/citizens-bank.md - **Parent company:** Citizens Financial Group, Inc. - **Contact:** Phone: (800) 922-9999 · Hours: Mon–Fri, 7 AM – 10 PM ET; Sat–Sun, 9 AM – 6 PM ET Citizens Bank is one of the oldest and largest financial institutions in the United States, serving millions of customers across the New England, Mid-Atlantic, and Midwest regions with over $220 billion in assets. When an account holder passes away, the estate representative must notify Citizens Bank and follow their… ### Citizens Student Loans - **Category:** student-loan-servicer - **URL:** https://www.swiftprobate.com/institutions/citizens-student-loans - **Full markdown:** https://www.swiftprobate.com/institutions/citizens-student-loans.md - **Parent company:** Citizens Financial Group - **Contact:** Phone: (833) 531-1312 · Hours: Mon–Fri, 8:00 AM – 9:00 PM ET Citizens Student Loans (a division of Citizens Bank) is a major provider of private student loans and student loan refinancing. When a borrower or student beneficiary passes away, the estate representative must notify the servicer to initiate the loan discharge process. Citizens Bank typically services its private… ### City National Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/city-national - **Full markdown:** https://www.swiftprobate.com/institutions/city-national.md - **Parent company:** Royal Bank of Canada (RBC) - **Contact:** Phone: (800) 708-8881 · Hours: Mon–Fri, 8:00 AM – 5:00 PM PT City National Bank (CNB) is the largest bank headquartered in Los Angeles, serving clients through private banking, wealth management, and commercial services. A subsidiary of Royal Bank of Canada (RBC), CNB manages approximately $98 billion in assets (as of 2025). When an account holder passes away, the estate… ### Corebridge Annuities - **Category:** annuity-provider - **URL:** https://www.swiftprobate.com/institutions/corebridge-annuities - **Full markdown:** https://www.swiftprobate.com/institutions/corebridge-annuities.md - **Parent company:** Corebridge Financial - **Contact:** Phone: (800) 445-7862 · Hours: Mon–Fri, 7:00 AM – 7:00 PM CT · Online: https://www.corebridgefinancial.com/support/report-death-claim Corebridge Annuities (formerly AIG Life & Retirement) is one of the largest providers of retirement solutions and insurance in the United States. When an annuity holder or policy owner passes away, the estate representative or named beneficiary must notify Corebridge Financial to initiate the claim process. This… ### Corebridge Financial - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/corebridge - **Full markdown:** https://www.swiftprobate.com/institutions/corebridge.md - **Contact:** Phone: (844) 452-3832 · Hours: Mon–Fri, 7 AM – 8 PM CT · Online: https://www.corebridgefinancial.com/support/report-death-claim Corebridge Financial (formerly AIG Life & Retirement) is one of the largest providers of retirement solutions and insurance products in the United States. When a policyholder or account holder passes away, the beneficiary or estate representative must notify Corebridge to initiate the claim process. Because… ### CrossCountry Mortgage - **Category:** mortgage-servicer - **URL:** https://www.swiftprobate.com/institutions/crosscountry - **Full markdown:** https://www.swiftprobate.com/institutions/crosscountry.md - **Contact:** Phone: (877) 351-3400 · Hours: Mon–Fri, 8:30 AM – 5:00 PM ET (hours may vary; call to confirm) CrossCountry Mortgage is one of the largest retail mortgage lenders in the United States, servicing hundreds of thousands of loans across all 50 states. When a borrower passes away, the estate representative or surviving family member must notify CrossCountry Mortgage to initiate the "Successor in Interest" process.… ### Digital Federal Credit Union (DCU) - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/dcu - **Full markdown:** https://www.swiftprobate.com/institutions/dcu.md - **Contact:** Phone: (800) 328-8797 · Hours: Mon–Fri, 8:00 AM – 9:00 PM ET; Sat, 9:00 AM – 3:00 PM ET Digital Federal Credit Union (DCU) is one of the largest credit unions in the United States, serving over 1 million members with significant assets. When an account holder passes away, the estate representative must notify DCU and follow their specific process to transfer or close accounts. This guide covers DCU's… ### Discover Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/discover - **Full markdown:** https://www.swiftprobate.com/institutions/discover.md - **Parent company:** Capital One - **Contact:** Phone: (800) 975-0162 · Hours: Mon–Fri, 8 AM – 8 PM ET Discover Bank is a leading online financial institution known for its credit cards, high-yield savings accounts, and lending products. Following its acquisition by Capital One on May 18, 2025, Discover continues to operate its own distinct estate services department for Discover-branded accounts. When an account… ### Discover Student Loans - **Category:** student-loan-servicer - **URL:** https://www.swiftprobate.com/institutions/discover-student-loans - **Full markdown:** https://www.swiftprobate.com/institutions/discover-student-loans.md - **Parent company:** Nelnet - **Contact:** Phone: (888) 538-7378 · Hours: Mon–Fri, 7 AM – 8 PM CT Discover Student Loans has exited the student loan market. As of 2025, the servicing of Discover Student Loans has been transferred to Firstmark Services (a division of Nelnet). While the loans originated with Discover, all estate matters, death notifications, and discharge requests must now be handled through… ### Earnest / Navient - **Category:** student-loan-servicer - **URL:** https://www.swiftprobate.com/institutions/earnest-navient - **Full markdown:** https://www.swiftprobate.com/institutions/earnest-navient.md - **Parent company:** Navient - **Contact:** Phone: (888) 601-2801 · Hours: Mon–Fri, 6 AM – 5 PM PT (9 AM – 8 PM ET) Earnest is a leading fintech lender specializing in private student loan refinancing and is a subsidiary of Navient. When a borrower passes away, Earnest has a policy to discharge (forgive) the remaining student loan balance, meaning the estate or family members are typically not responsible for the debt. This guide… ### East West Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/east-west-bank - **Full markdown:** https://www.swiftprobate.com/institutions/east-west-bank.md - **Contact:** Phone: (888) 895-5650 · Hours: Mon–Fri, 6 AM – 7 PM PT; Sat, 9 AM – 5 PM PT East West Bank is a premier bank focused on the United States and Greater China markets, headquartered in California. It operates over 110 locations in the U.S., primarily in California, Texas, New York, Georgia, Massachusetts, Nevada, Illinois, and Washington. When an account holder passes away, the estate… ### Edfinancial Services - **Category:** student-loan-servicer - **URL:** https://www.swiftprobate.com/institutions/edfinancial - **Full markdown:** https://www.swiftprobate.com/institutions/edfinancial.md - **Contact:** Phone: (855) 337-6884 · Hours: Mon 8 AM – 11 PM, Tue–Fri 8 AM – 8 PM, Sat 10 AM – 2 PM ET Edfinancial Services is a major federal student loan servicer that manages Direct Loans and FFELP loans on behalf of the U.S. Department of Education. When a borrower or a student for whom a Parent PLUS loan was taken passes away, federal student loans are eligible for Death Discharge, meaning the remaining balance… ### Edward Jones - **Category:** brokerage - **URL:** https://www.swiftprobate.com/institutions/edward-jones - **Full markdown:** https://www.swiftprobate.com/institutions/edward-jones.md - **Contact:** Phone: (888) 441-5475 · Hours: Mon–Fri, 7:30 AM – 4:30 PM CT Edward Jones is one of the largest brokerage firms in the United States, known for its network of more than 15,000 local branch offices and personalized service. When an account holder passes away, the estate representative can work directly with the deceased's local financial advisor or contact the corporate Estate… ### Empower Retirement - **Category:** retirement-provider - **URL:** https://www.swiftprobate.com/institutions/empower - **Full markdown:** https://www.swiftprobate.com/institutions/empower.md - **Contact:** Phone: (866) 442-3888 · Hours: Mon–Fri, 7 AM – 5 PM MST Empower Retirement is the second-largest retirement plan provider in the United States, serving over 18 million individuals and managing approximately $1.5 trillion in assets. When an account holder passes away, the estate representative or named beneficiary must notify Empower to freeze the account and initiate the… ### Equitable - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/equitable - **Full markdown:** https://www.swiftprobate.com/institutions/equitable.md - **Contact:** Phone: (800) 777-6510 · Hours: Mon–Thu 8:30 AM – 7:00 PM, Fri 8:30 AM – 5:30 PM ET · Online: https://equitable.com/hallmarks Equitable (formerly AXA Equitable) is a major financial services company providing life insurance, annuities, and investment products to millions of Americans. When a policyholder or account holder passes away, the beneficiary or estate representative must notify Equitable to initiate the claim process for life… ### Equitable - **Category:** annuity-provider - **URL:** https://www.swiftprobate.com/institutions/equitable-annuities - **Full markdown:** https://www.swiftprobate.com/institutions/equitable-annuities.md - **Contact:** Phone: (800) 789-7771 · Hours: Mon–Fri, 8:30 AM – 4:30 PM ET Equitable (formerly AXA Equitable) is a leading financial services company providing life insurance, retirement, and annuity products to millions of Americans. When an annuity contract holder or policyholder passes away, the estate representative or beneficiary must notify Equitable to initiate the death claim… ### Fidelity Investments - **Category:** brokerage - **URL:** https://www.swiftprobate.com/institutions/fidelity - **Full markdown:** https://www.swiftprobate.com/institutions/fidelity.md - **Contact:** Phone: (800) 343-3548 · Hours: 24/7 · Online: https://digital.fidelity.com/prgw/digital/transitionservices/notify-of-death/ Fidelity Investments is one of the largest asset managers and brokerages in the world, serving over 40 million customers with trillions in assets. When an account holder passes away, the estate representative or beneficiary must notify Fidelity's "Transition Services" department to secure the assets and begin the… ### Fidelity Investments - **Category:** hsa-fsa-provider - **URL:** https://www.swiftprobate.com/institutions/fidelity-hsa - **Full markdown:** https://www.swiftprobate.com/institutions/fidelity-hsa.md - **Contact:** Phone: (800) 544-4374 · Hours: Mon–Fri, 8:00 AM – 8:00 PM ET · Online: https://digital.fidelity.com/prgw/digital/journeys/loss/report-a-death Fidelity Investments is one of the largest asset managers in the world, administering millions of Health Savings Accounts (HSAs) and brokerage accounts. When an account holder passes away, the estate representative or beneficiary must notify Fidelity's Transition Services team to secure the assets and initiate the… ### Fifth Third Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/fifth-third - **Full markdown:** https://www.swiftprobate.com/institutions/fifth-third.md - **Contact:** Phone: (866) 488-0017 · Hours: Mon–Fri, 8 AM – 6 PM ET; Sat, 10 AM – 4 PM ET Fifth Third Bank is one of the largest banks in the United States, serving millions of customers across the Midwest and Southeast. In February 2026, Fifth Third completed its merger with Comerica, significantly expanding its footprint into Texas, California, and Arizona. When an account holder passes away, the estate… ### First Citizens Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/first-citizens - **Full markdown:** https://www.swiftprobate.com/institutions/first-citizens.md - **Contact:** Phone: 1-888-323-4732 · Hours: Mon–Fri, 8 AM – 9 PM ET; Sat–Sun, 8 AM – 8 PM ET First Citizens Bank is a top 20 U.S. financial institution headquartered in Raleigh, North Carolina, serving customers across the country with over $200 billion in assets. When an account holder passes away, the estate representative must notify First Citizens Bank and follow their specific process to transfer or… ### First Horizon Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/first-horizon - **Full markdown:** https://www.swiftprobate.com/institutions/first-horizon.md - **Contact:** Phone: (800) 382-5465 · Hours: Mon–Fri, 8:00 AM – 5:00 PM ET First Horizon Bank is a leading regional financial institution in the Southeast, headquartered in Memphis, Tennessee. Following its merger with IberiaBank, it serves customers across 12 states with approximately $80 billion in assets. When an account holder passes away, the estate representative must notify First… ### First National Bank of Pennsylvania - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/first-national-pa - **Full markdown:** https://www.swiftprobate.com/institutions/first-national-pa.md - **Parent company:** F.N.B. Corporation - **Contact:** Phone: 1-800-555-5455 · Hours: Mon–Fri, 8 AM – 9 PM ET; Sat–Sun, 8 AM – 5 PM ET First National Bank of Pennsylvania (FNB) is a diversified financial services company based in Pittsburgh, serving customers across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. When an account holder passes away, the estate representative must notify FNB… ### First Tech Federal Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/first-tech - **Full markdown:** https://www.swiftprobate.com/institutions/first-tech.md - **Parent company:** First Technology Federal Credit Union - **Contact:** Phone: (855) 855-8805 · Hours: Mon–Fri, 8:00 AM – 5:00 PM PT First Tech Federal Credit Union is a leading credit union serving the technology sector, with over 700,000 members and more than $17 billion in assets. Effective January 1, 2026, First Tech merged with Digital Federal Credit Union (DCU) to form First Technology Federal Credit Union, though it continues to operate… ### Flagstar Bank, N.A. - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/flagstar - **Full markdown:** https://www.swiftprobate.com/institutions/flagstar.md - **Contact:** Phone: (888) 248-6423 · Hours: Mon–Fri, 8:00 AM – 10:00 PM ET; Sat–Sun, 8:00 AM – 5:00 PM ET Flagstar Bank, N.A. (formerly New York Community Bank or NYCB) is a leading regional bank operating primarily in the Northeast and Midwest, while also serving as a major national mortgage servicer. Following the merger with NYCB and the acquisition of Signature Bank assets, most retail branches now operate under the… ### Ford Motor Credit - **Category:** auto-lender - **URL:** https://www.swiftprobate.com/institutions/ford-credit - **Full markdown:** https://www.swiftprobate.com/institutions/ford-credit.md - **Parent company:** Ford Motor Company - **Contact:** Phone: (866) 466-6310 ext 72017 · Hours: Mon–Fri, 8 AM – 8 PM ET Ford Motor Credit (Ford Credit) is the financial services arm of Ford Motor Company, providing loans and leases for Ford and Lincoln vehicles. When an account holder passes away, the process for handling the vehicle depends heavily on whether the account is a lease or a loan, and whether there is a surviving… ### Franklin Templeton - **Category:** brokerage - **URL:** https://www.swiftprobate.com/institutions/franklin-templeton - **Full markdown:** https://www.swiftprobate.com/institutions/franklin-templeton.md - **Contact:** Phone: (800) 632-2301 · Hours: Mon–Fri, 8:30 AM – 8:00 PM ET Franklin Templeton is a global investment management organization with over $1.5 trillion in assets under management. When an account holder passes away, the estate representative must notify Franklin Templeton's Investor Services team to secure the assets and initiate the transfer process. This guide covers Franklin… ### Freedom Mortgage - **Category:** mortgage-servicer - **URL:** https://www.swiftprobate.com/institutions/freedom-mortgage - **Full markdown:** https://www.swiftprobate.com/institutions/freedom-mortgage.md - **Contact:** Phone: (855) 690-5900 · Hours: Mon–Fri, 8 AM – 8 PM ET Freedom Mortgage is one of the largest non-bank mortgage lenders and servicers in the United States. When a borrower passes away, the process of handling their mortgage differs from closing a bank account. Instead of "closing" the account, the goal is typically to establish a Successor in Interest—someone who… ### Frost Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/frost-bank - **Full markdown:** https://www.swiftprobate.com/institutions/frost-bank.md - **Contact:** Phone: (800) 513-7678 · Hours: 24/7 Frost Bank is one of the largest Texas-based banking organizations, serving customers throughout the state with banking, investment, and insurance services. When an account holder passes away, the estate representative must notify Frost Bank immediately to secure the accounts and begin the transfer process. This… ### Global Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/global-cu - **Full markdown:** https://www.swiftprobate.com/institutions/global-cu.md - **Contact:** Phone: (800) 525-9094 · Hours: Mon–Fri, 8 AM – 6 PM AKST (9 AM – 7 PM PT) Global Credit Union (formerly Alaska USA Federal Credit Union) is a member-owned financial cooperative serving over 750,000 members, primarily in Alaska, Washington, Arizona, California, and Idaho. When an account holder passes away, the estate representative must notify Global Credit Union's Operations Support… ### Globe Life - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/globe-life - **Full markdown:** https://www.swiftprobate.com/institutions/globe-life.md - **Parent company:** Globe Life Inc. - **Contact:** Phone: (800) 654-5433 · Hours: Mon–Fri, 7:30 AM – 6:00 PM CT · Online: https://eclaims.globelifeinsurance.com/ Globe Life is one of the largest providers of life and supplemental health insurance in the United States, serving millions of policyholders through its subsidiaries like Globe Life And Accident, American Income Life, and Liberty National. When a policyholder passes away, the beneficiary or estate representative must… ### GM Financial - **Category:** auto-lender - **URL:** https://www.swiftprobate.com/institutions/gm-financial - **Full markdown:** https://www.swiftprobate.com/institutions/gm-financial.md - **Parent company:** General Motors - **Contact:** Phone: 1-800-284-2271 · Hours: Mon–Fri, 7 AM – 6 PM CT GM Financial is the captive finance subsidiary of General Motors, providing auto loans and leases for Chevrolet, Buick, GMC, and Cadillac vehicles. When an account holder passes away, the estate representative must notify GM Financial to resolve the outstanding balance, transfer the lease, or return the vehicle. This… ### Golden 1 Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/golden-1 - **Full markdown:** https://www.swiftprobate.com/institutions/golden-1.md - **Contact:** Phone: (877) 465-3361 ext. 5590 · Hours: Mon–Fri, 8:30 AM – 5:30 PM PT Golden 1 Credit Union is one of the largest credit unions in the United States, primarily serving California with over 1 million members and substantial assets. When a member passes away, the estate representative or beneficiary must notify Golden 1 to secure the accounts and initiate the settlement process. This… ### Goldman Sachs / Marcus - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/goldman-sachs - **Full markdown:** https://www.swiftprobate.com/institutions/goldman-sachs.md - **Contact:** Phone: (855) 730-7283 · Hours: 24 hours a day, 7 days a week Goldman Sachs / Marcus is the consumer banking division of Goldman Sachs, offering high-yield savings accounts, CDs, and personal loans primarily online. When an account holder passes away, the estate representative must notify Marcus to freeze the account and initiate the transfer process. This guide covers the… ### GreenState Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/greenstate - **Full markdown:** https://www.swiftprobate.com/institutions/greenstate.md - **Contact:** Phone: (800) 397-3790 · Hours: Mon–Fri, 9:00 AM – 5:00 PM CT GreenState Credit Union is the largest credit union in Iowa and one of the largest in the Midwest, serving over 450,000 members with more than $11 billion in assets. While headquartered in Iowa, it serves members across Illinois, Wisconsin, Nebraska, and South Dakota. When an account holder passes away, the estate… ### Guardian Life - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/guardian-life - **Full markdown:** https://www.swiftprobate.com/institutions/guardian-life.md - **Contact:** Phone: (866) 452-4542 · Hours: Mon–Thurs, 8 AM – 6 PM ET; Fri, 8 AM – 5 PM ET · Online: https://customeraccess.guardianlife.com/im-user/claims/death Guardian Life (The Guardian Life Insurance Company of America) is one of the largest mutual life insurance companies in the United States, serving millions of policyholders with life insurance, disability income insurance, annuities, and wealth management services. When a policyholder passes away, the beneficiary or… ### HealthEquity - **Category:** hsa-fsa-provider - **URL:** https://www.swiftprobate.com/institutions/healthequity - **Full markdown:** https://www.swiftprobate.com/institutions/healthequity.md - **Contact:** Phone: 866-346-5800 · Hours: 24/7/365 Support HealthEquity is one of the largest custodians of Health Savings Accounts (HSAs) and other consumer-directed benefits in the United States. When an account holder passes away, the estate representative or named beneficiary must notify HealthEquity to resolve the account. The process for HealthEquity… ### Honda Financial Services - **Category:** auto-lender - **URL:** https://www.swiftprobate.com/institutions/honda-finance - **Full markdown:** https://www.swiftprobate.com/institutions/honda-finance.md - **Parent company:** American Honda Finance Corporation - **Contact:** Phone: (800) 999-1009 · Hours: Mon–Fri, 6 AM – 5 PM Pacific Time Honda Financial Services (a DBA of American Honda Finance Corporation) is the captive finance company for Honda, serving millions of customers with auto loans and leases. When an account holder passes away, the estate representative must notify Honda Financial Services immediately to prevent repossession risk and… ### HSA Bank - **Category:** hsa-fsa-provider - **URL:** https://www.swiftprobate.com/institutions/hsa-bank - **Full markdown:** https://www.swiftprobate.com/institutions/hsa-bank.md - **Parent company:** Webster Bank, N.A. - **Contact:** Phone: (800) 357-6246 · Hours: 24 hours a day, 7 days a week HSA Bank is a division of Webster Bank, N.A., and one of the largest administrators of Health Savings Accounts (HSAs) and other consumer-directed health accounts in the country. When an account holder passes away, the treatment of the account depends heavily on who is named as the beneficiary. This guide covers the… ### HSBC Bank USA - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/hsbc - **Full markdown:** https://www.swiftprobate.com/institutions/hsbc.md - **Parent company:** HSBC Holdings plc - **Contact:** Phone: (888) 662-4722 · Hours: 24/7 HSBC Bank USA is the American subsidiary of HSBC, one of the largest banking and financial services organizations in the world. While it operates nationally, it has a significant presence in New York, California, and Florida. When an account holder passes away, the estate representative must notify HSBC and follow… ### Huntington National Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/huntington - **Full markdown:** https://www.swiftprobate.com/institutions/huntington.md - **Contact:** Phone: (800) 480-2265 · Hours: Daily, 7:00 AM – 8:00 PM ET Huntington National Bank is a major regional bank headquartered in Columbus, Ohio, serving millions of customers across the Midwest and, following its February 2026 acquisition of Cadence Bank, the South and Southeast. When an account holder passes away, the estate representative must notify Huntington and follow… ### Hyundai Capital America - **Category:** auto-lender - **URL:** https://www.swiftprobate.com/institutions/hyundai-capital - **Full markdown:** https://www.swiftprobate.com/institutions/hyundai-capital.md - **Parent company:** Hyundai Motor Group - **Contact:** Phone: (800) 523-4030 · Hours: Mon–Fri, 8 AM – 9 PM ET Hyundai Capital America (HCA) is the captive auto finance company for Hyundai, Kia, and Genesis vehicles in the United States. It operates under the brand names Hyundai Motor Finance, Kia Finance America, and Genesis Finance. When an account holder passes away, the estate representative must notify the specific… ### Interactive Brokers - **Category:** brokerage - **URL:** https://www.swiftprobate.com/institutions/interactive-brokers - **Full markdown:** https://www.swiftprobate.com/institutions/interactive-brokers.md - **Contact:** Phone: (877) 442-2757 · Hours: 24 hours: Sun 1 PM ET – Fri 7:30 PM ET Interactive Brokers (IBKR) is a leading global electronic brokerage firm known for its advanced trading platform and low costs, serving over 2 million clients with billions in equity capital. When an account holder passes away, the estate representative must notify Interactive Brokers immediately to secure the assets… ### Jackson National Life Insurance Company - **Category:** annuity-provider - **URL:** https://www.swiftprobate.com/institutions/jackson-national - **Full markdown:** https://www.swiftprobate.com/institutions/jackson-national.md - **Parent company:** Jackson Financial Inc. - **Contact:** Phone: (800) 644-4565 · Hours: Mon–Fri, 8:00 AM – 7:00 PM ET · Online: https://www.jackson.com/transactional-forms/claims/claims-initial-notice.html Jackson National Life Insurance Company (Jackson) is one of the largest annuity providers in the United States, managing billions in retirement assets for millions of customers. When an annuitant or policyholder passes away, the beneficiary or estate representative must notify Jackson to initiate the death claim… ### John Hancock - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/john-hancock - **Full markdown:** https://www.swiftprobate.com/institutions/john-hancock.md - **Parent company:** Manulife Financial Corporation - **Contact:** Phone: (888) 887-2739 · Hours: Mon–Fri, 8:00 AM – 6:00 PM ET · Online: https://www.johnhancock.com/help-center/life-insurance/claims/death-claims.html John Hancock is one of the largest life insurers and financial services companies in the United States, operating as a division of Manulife Financial. When a policyholder or account holder passes away, the beneficiary or estate representative must notify John Hancock to initiate the claim process for life insurance,… ### JPMorgan Chase - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/chase - **Full markdown:** https://www.swiftprobate.com/institutions/chase.md - **Contact:** Phone: 1-866-926-6909 · Hours: Mon–Fri, 8 AM – 7 PM ET · Online: https://secure.chase.com/web/oao/application/retail?productCode=DEC&subProductCode=CDN&cfgCode=DECCDN JPMorgan Chase is the largest bank in the United States, serving millions of customers with a vast network of branches and ATMs. When an account holder passes away, the estate representative must notify Chase and follow their specific process to transfer or close accounts. This guide covers Chase's Estate Services… ### KeyBank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/keybank - **Full markdown:** https://www.swiftprobate.com/institutions/keybank.md - **Contact:** Phone: 1-800-539-2968 · Hours: 24/7 (General Support) KeyBank is a major regional bank headquartered in Cleveland, Ohio, serving clients across 16 states with approximately 1,000 branches. When an account holder passes away, the estate representative must notify KeyBank to secure the assets and initiate the settlement process. This guide covers KeyBank's estate… ### Lake Michigan Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/lake-michigan-cu - **Full markdown:** https://www.swiftprobate.com/institutions/lake-michigan-cu.md - **Contact:** Phone: (616) 265-3130 · Hours: Mon–Fri, 9:00 AM – 5:00 PM ET Lake Michigan Credit Union (LMCU) is the largest credit union in Michigan and a significant financial institution in Florida, serving over half a million members. When an account holder passes away, the estate representative must notify LMCU's Special Accounts Department to handle the transition or closure of… ### Lincoln Financial Group - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/lincoln-financial - **Full markdown:** https://www.swiftprobate.com/institutions/lincoln-financial.md - **Parent company:** Lincoln National Corporation - **Contact:** Phone: (800) 487-1485 · Hours: Mon–Fri, 8:00 AM – 6:00 PM ET · Online: https://www.lincolnfinancial.com/public/individuals/support/customerservice/claimsportal Lincoln Financial Group is a leading provider of life insurance, annuities, and retirement plan services in the United States. When a policyholder or account holder passes away, the beneficiary or estate representative must notify Lincoln Financial to initiate the claim process. This guide covers Lincoln Financial's… ### Lively, Inc. - **Category:** hsa-fsa-provider - **URL:** https://www.swiftprobate.com/institutions/lively - **Full markdown:** https://www.swiftprobate.com/institutions/lively.md - **Contact:** Phone: (888) 576-4837 · Hours: Mon–Fri, 6 AM – 6 PM PT Lively is a leading modern Health Savings Account (HSA) and Flexible Spending Account (FSA) provider known for its user-friendly digital platform. When an account holder passes away, the estate representative or named beneficiary must notify Lively to initiate the distribution of HSA funds. The process for closing a… ### LoanDepot - **Category:** mortgage-servicer - **URL:** https://www.swiftprobate.com/institutions/loandepot - **Full markdown:** https://www.swiftprobate.com/institutions/loandepot.md - **Contact:** Phone: (866) 258-6572 · Hours: Mon–Fri, 7 AM – 7 PM CT; Sat, 8 AM – 5 PM CT LoanDepot is one of the largest non-bank mortgage lenders in the United States, servicing millions of home loans. Unlike a traditional bank with checking or savings accounts, dealing with LoanDepot after a death primarily involves mortgage loans and the process of becoming a Successor in Interest. When a borrower… ### LPL Financial - **Category:** brokerage - **URL:** https://www.swiftprobate.com/institutions/lpl-financial - **Full markdown:** https://www.swiftprobate.com/institutions/lpl-financial.md - **Contact:** Phone: (800) 558-7567 · Hours: Mon–Fri, 9:00 AM – 6:00 PM ET LPL Financial is the largest independent broker-dealer in the United States, supporting over 21,000 financial advisors and approximately $1 trillion in client assets. When an account holder passes away, the estate representative or beneficiary must notify LPL Financial to secure the assets and initiate the transfer… ### M&T Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/mt-bank - **Full markdown:** https://www.swiftprobate.com/institutions/mt-bank.md - **Contact:** Phone: 1-800-724-2440 · Hours: 24 hours a day, 7 days a week M&T Bank is a major regional bank serving customers primarily in the Northeast and Mid-Atlantic regions. When an account holder passes away, the estate representative must notify M&T Bank to secure the accounts and begin the transfer process. This guide covers M&T Bank's estate services department, the step-by-step… ### Massachusetts Mutual Life Insurance Company - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/massmutual - **Full markdown:** https://www.swiftprobate.com/institutions/massmutual.md - **Contact:** Phone: (800) 272-2216 · Hours: Mon–Fri, 8 AM – 8 PM ET · Online: https://www.massmutual.com/claims Massachusetts Mutual Life Insurance Company (MassMutual) is one of the largest mutual life insurance companies in the United States, serving millions of policyholders. When a policyholder passes away, the beneficiary or estate representative must notify MassMutual to initiate the claim process for life insurance… ### MassMutual Ascend - **Category:** annuity-provider - **URL:** https://www.swiftprobate.com/institutions/massmutual-ascend - **Full markdown:** https://www.swiftprobate.com/institutions/massmutual-ascend.md - **Parent company:** MassMutual - **Contact:** Phone: (800) 854-3649 · Hours: Mon–Thu, 8 AM – 7 PM ET; Fri, 8 AM – 5 PM ET · Online: https://myannuity.massmutualascend.com/deathclaim MassMutual Ascend (formerly Great American Life Insurance Company) is a leading provider of fixed and fixed-indexed annuities, operating as a wholly owned subsidiary of MassMutual. When an annuity contract holder or insured passes away, the beneficiary or estate representative must notify MassMutual Ascend to… ### Merrill Lynch - **Category:** brokerage - **URL:** https://www.swiftprobate.com/institutions/merrill-lynch - **Full markdown:** https://www.swiftprobate.com/institutions/merrill-lynch.md - **Parent company:** Bank of America - **Contact:** Phone: (855) 450-9015 · Hours: Mon–Fri, 8 AM – 8 PM ET Merrill Lynch (often referred to simply as Merrill) is the wealth management division of Bank of America. Because Merrill is deeply integrated with Bank of America, their estate processes are often linked. When an account holder passes away, the estate representative must notify Merrill's Life Services department to… ### MetLife - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/metlife - **Full markdown:** https://www.swiftprobate.com/institutions/metlife.md - **Contact:** Phone: 1-800-638-5000 · Hours: Mon–Fri, 9:00 AM – 6:00 PM ET · Online: https://www.metlife.com/support-and-manage/file-a-claim/life-claims/ MetLife is one of the largest global providers of insurance, annuities, and employee benefit programs, serving over 90 million customers. When a policyholder passes away, the beneficiary or estate representative must notify MetLife to initiate the claim process for life insurance or annuity benefits. Important Note… ### MOHELA - **Category:** student-loan-servicer - **URL:** https://www.swiftprobate.com/institutions/mohela - **Full markdown:** https://www.swiftprobate.com/institutions/mohela.md - **Contact:** Phone: 1-888-866-4352 · Hours: Mon 8 AM – 11 PM, Tue–Fri 8 AM – 8 PM, Sat 10 AM – 2 PM ET MOHELA (Higher Education Loan Authority of the State of Missouri) is one of the largest servicers of federal student loans and also services private loans for lenders like SoFi and Laurel Road. When a borrower passes away, the process for handling the account depends heavily on whether the loans are federal or… ### Morgan Stanley - **Category:** brokerage - **URL:** https://www.swiftprobate.com/institutions/morgan-stanley - **Full markdown:** https://www.swiftprobate.com/institutions/morgan-stanley.md - **Contact:** Phone: (866) 227-2256 · Hours: Mon–Fri, 9 AM – 6 PM ET Morgan Stanley is a global financial services firm managing over $4 trillion in client assets. When handling an estate, it is critical to distinguish between Morgan Stanley Wealth Management (advisor-led accounts) and ETRADE from Morgan Stanley (self-directed accounts), as they have separate notification processes.… ### Mountain America Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/mountain-america - **Full markdown:** https://www.swiftprobate.com/institutions/mountain-america.md - **Contact:** Phone: 1-800-748-4302 · Hours: Mon–Fri, 9 AM – 6 PM MT Mountain America Credit Union (MACU) is one of the largest credit unions in the United States, serving over 1 million members with approximately $19 billion in assets. Headquartered in Utah, it has a significant presence across the Intermountain West. When an account holder passes away, the estate representative must… ### Mutual of Omaha - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/mutual-of-omaha - **Full markdown:** https://www.swiftprobate.com/institutions/mutual-of-omaha.md - **Contact:** Phone: (888) 493-6902 · Online: https://www.mutualofomaha.com/support/claims Mutual of Omaha is a Fortune 500 mutual insurance and financial services company based in Omaha, Nebraska. While they previously operated a bank (sold in 2020), they are primarily known for life insurance, Medicare supplement insurance, and annuities. When a policyholder passes away, the beneficiary or estate… ### Nationwide - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/nationwide - **Full markdown:** https://www.swiftprobate.com/institutions/nationwide.md - **Contact:** Phone: (800) 848-6331 · Hours: Mon–Fri, 8 AM – 8 PM ET · Online: https://nationwidefinancial.com/iApp/pub/deathclaim/onlineDeathClaim.action Nationwide is one of the largest insurance and financial services companies in the United States, offering life insurance, annuities, and retirement plans. When a policyholder passes away, the beneficiary or estate representative must notify Nationwide's Annuity and Life CARE Team to initiate a claim. This guide… ### Navy Federal Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/navy-federal - **Full markdown:** https://www.swiftprobate.com/institutions/navy-federal.md - **Contact:** Phone: (800) 883-3323 · Hours: Mon–Fri, 8 AM – 5 PM ET Navy Federal Credit Union is the largest credit union in the United States, serving over 14 million members, primarily in the military community, with over $170 billion in assets. When an account holder passes away, the estate representative must notify Navy Federal's Survivor Support team and follow their specific… ### Nelnet - **Category:** student-loan-servicer - **URL:** https://www.swiftprobate.com/institutions/nelnet - **Full markdown:** https://www.swiftprobate.com/institutions/nelnet.md - **Contact:** Phone: 1-888-486-4722 · Hours: Mon 8 AM – 11 PM, Tue–Fri 8 AM – 8 PM, Sat 10 AM – 2 PM ET Nelnet is one of the largest federal student loan servicers in the United States, managing millions of borrower accounts for the Department of Education. When a borrower or a student for whom a Parent PLUS loan was taken passes away, the estate representative must notify Nelnet to initiate the death discharge… ### New York Life - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/new-york-life - **Full markdown:** https://www.swiftprobate.com/institutions/new-york-life.md - **Contact:** Phone: (800) 225-5695 · Hours: Mon–Fri, 8 AM – 7 PM ET · Online: https://www.newyorklife.com/claims New York Life is the largest mutual life insurance company in the United States, serving millions of policyholders with life insurance, annuities, and long-term care products. When a policyholder passes away, the beneficiary or estate representative must notify New York Life to initiate the claim process. This guide… ### New York Life Annuities - **Category:** annuity-provider - **URL:** https://www.swiftprobate.com/institutions/new-york-life-annuities - **Full markdown:** https://www.swiftprobate.com/institutions/new-york-life-annuities.md - **Parent company:** New York Life Insurance Company - **Contact:** Phone: (800) 225-5695 · Hours: Mon–Fri, 8 AM – 7 PM ET · Online: https://www.newyorklife.com/claims/start-a-claim New York Life Annuities is a subsidiary of New York Life, one of the largest mutual life insurance companies in the United States. When an annuity owner or annuitant passes away, the estate representative or beneficiary must notify New York Life to initiate the death claim process. This guide covers New York Life's… ### Newrez / Shellpoint - **Category:** mortgage-servicer - **URL:** https://www.swiftprobate.com/institutions/newrez - **Full markdown:** https://www.swiftprobate.com/institutions/newrez.md - **Contact:** Phone: (800) 365-7107 · Hours: Mon–Fri, 8 AM – 9 PM ET; Sat, 10 AM – 2 PM ET Newrez (often doing business as Shellpoint Mortgage Servicing) is a major non-bank mortgage lender and servicer in the United States. When a borrower passes away, the mortgage does not disappear; it remains a lien on the property. The estate or the person inheriting the property must notify Newrez / Shellpoint to… ### Northern Trust - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/northern-trust - **Full markdown:** https://www.swiftprobate.com/institutions/northern-trust.md - **Contact:** Phone: (866) 876-9944 · Hours: Mon–Fri, 7:00 AM – 5:00 PM CT Northern Trust is a leading provider of wealth management, asset servicing, and banking solutions, primarily serving high-net-worth individuals, families, and corporations. Because Northern Trust operates on a relationship-based model, the estate settlement process is often coordinated directly through a dedicated… ### Northwestern Mutual - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/northwestern-mutual - **Full markdown:** https://www.swiftprobate.com/institutions/northwestern-mutual.md - **Contact:** Phone: (800) 635-8855 · Hours: Contact for current hours · Online: https://www.northwesternmutual.com/report-a-death/ Northwestern Mutual is one of the largest life insurers and wealth management companies in the United States, serving over 5 million people with more than $570 billion in assets. When a policyholder or account holder passes away, the beneficiary or estate representative must notify Northwestern Mutual to initiate the… ### Old National Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/old-national - **Full markdown:** https://www.swiftprobate.com/institutions/old-national.md - **Contact:** Phone: (800) 731-2265 · Hours: Mon–Fri, 7 AM – 6 PM CT; Sat, 7 AM – 12 PM CT Old National Bank is the largest financial services holding company headquartered in Indiana and a top 25 U.S. bank, serving customers across the Midwest with approximately $72 billion in assets. When an account holder passes away, the estate representative must notify Old National Bank and follow their specific… ### Optum Bank - **Category:** hsa-fsa-provider - **URL:** https://www.swiftprobate.com/institutions/optum-bank - **Full markdown:** https://www.swiftprobate.com/institutions/optum-bank.md - **Parent company:** UnitedHealth Group - **Contact:** Phone: 1-866-234-8913 · Hours: 24/7 Optum Bank is a leading provider of Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs), serving millions of account holders as part of UnitedHealth Group. When an account holder passes away, the estate representative or named beneficiary must notify Optum Bank to handle the distribution of remaining… ### Pacific Life - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/pacific-life - **Full markdown:** https://www.swiftprobate.com/institutions/pacific-life.md - **Contact:** Phone: (800) 347-7787 · Hours: Mon–Fri, 6 AM – 5 PM PT · Online: https://life.myaccount.pacificlife.com/policyowner/ClaimForm Pacific Life is one of the leading life insurance and annuity companies in the United States, serving millions of policyholders. When a policyholder or annuitant passes away, the beneficiary or estate representative must notify Pacific Life to initiate the claim process. This guide covers Pacific Life's specific… ### Paychex Retirement - **Category:** retirement-provider - **URL:** https://www.swiftprobate.com/institutions/paychex - **Full markdown:** https://www.swiftprobate.com/institutions/paychex.md - **Parent company:** Paychex, Inc. - **Contact:** Phone: (800) 472-0072 · Hours: Mon–Fri, 8 AM – 8 PM ET Paychex Retirement is a leading provider of 401(k) and retirement plan administration services for businesses across the United States. Unlike a standard bank, Paychex acts as the recordkeeper for employer-sponsored retirement plans. When a plan participant passes away, the process often involves coordination between… ### PayFlex - **Category:** hsa-fsa-provider - **URL:** https://www.swiftprobate.com/institutions/payflex - **Full markdown:** https://www.swiftprobate.com/institutions/payflex.md - **Parent company:** Inspira Financial - **Contact:** Phone: (844) 729-3539 · Hours: Mon–Fri, 7 AM – 7 PM CT; Sat, 9 AM – 2 PM CT PayFlex (now part of Inspira Financial) is a leading provider of Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and other consumer-directed benefit accounts. When an account holder passes away, the process for handling these funds depends heavily on the account type and whether a beneficiary was… ### PenFed Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/penfed - **Full markdown:** https://www.swiftprobate.com/institutions/penfed.md - **Contact:** Phone: (571) 831-5340 · Hours: Mon–Sat, 8 AM – 8 PM ET · Online: https://home.penfed.org/s/document-upload PenFed Credit Union (Pentagon Federal Credit Union) is one of the largest credit unions in the United States, serving over 2.9 million members with more than $35 billion in assets. Originally serving the military and defense community, PenFed now has an open charter. When an account holder passes away, the estate… ### Pennymac - **Category:** mortgage-servicer - **URL:** https://www.swiftprobate.com/institutions/pennymac - **Full markdown:** https://www.swiftprobate.com/institutions/pennymac.md - **Contact:** Phone: (800) 777-4001 · Hours: Mon–Fri, 5 AM – 6 PM PT; Sat, 7 AM – 11 AM PT Pennymac is one of the largest mortgage lenders and servicers in the United States, managing loans for millions of homeowners. When a borrower passes away, the process for handling the mortgage differs from standard bank accounts. Instead of simply "closing" the account, the goal is typically to establish a Successor… ### PHH Mortgage - **Category:** mortgage-servicer - **URL:** https://www.swiftprobate.com/institutions/phh-mortgage - **Full markdown:** https://www.swiftprobate.com/institutions/phh-mortgage.md - **Parent company:** Onity Group Inc. (formerly Ocwen Financial Corporation) - **Contact:** Phone: (800) 449-8767 · Hours: Mon–Fri, 8:00 AM – 9:00 PM ET; Sat, 8:00 AM – 5:00 PM ET PHH Mortgage is a major mortgage servicer and subsidiary of Onity Group Inc. (formerly Ocwen Financial Corporation). The company is currently rebranding to Onity Mortgage following the parent company's name change in June 2024. When a borrower passes away, the mortgage does not disappear; it becomes a debt of the… ### Pinnacle Financial Partners - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/pinnacle-financial - **Full markdown:** https://www.swiftprobate.com/institutions/pinnacle-financial.md - **Contact:** Phone: (800) 264-3613 · Hours: 24/7 Client Service Center Pinnacle Financial Partners (often referred to as Pinnacle Bank) is a leading regional financial services firm headquartered in Nashville, Tennessee. Following its merger with Synovus in early 2026, Pinnacle has expanded its footprint significantly across the Southeast, serving clients in Tennessee, North Carolina,… ### PNC Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/pnc - **Full markdown:** https://www.swiftprobate.com/institutions/pnc.md - **Parent company:** The PNC Financial Services Group, Inc. - **Contact:** Phone: 1-888-762-2265 · Hours: Mon–Fri, 7 AM – 10 PM ET; Sat–Sun, 8 AM – 5 PM ET PNC Bank is one of the largest banks in the United States, serving over 12 million customers with a significant presence in the Mid-Atlantic, Midwest, and Southeast. When an account holder passes away, the estate representative must notify PNC Bank and follow their specific process to transfer or close accounts. This… ### Principal Financial Group - **Category:** retirement-provider - **URL:** https://www.swiftprobate.com/institutions/principal-financial - **Full markdown:** https://www.swiftprobate.com/institutions/principal-financial.md - **Contact:** Phone: (800) 986-3343 · Hours: Mon–Fri, 7 AM – 7 PM CT · Online: https://www.principal.com/help/help-individuals/help-insurance Principal Financial Group is a global financial investment management and insurance company headquartered in Des Moines, Iowa. They are a leading provider of retirement plans (401(k)s), group insurance, and individual life insurance. When an account holder passes away, the estate representative or beneficiary must… ### Protective Life - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/protective-life - **Full markdown:** https://www.swiftprobate.com/institutions/protective-life.md - **Contact:** Phone: 1-800-424-1592 · Hours: Mon–Fri, 7:00 AM – 5:00 PM CT · Online: https://claims.protective.com/ Protective Life is a major provider of life insurance and annuities in the United States, serving millions of customers. When a policyholder passes away, the beneficiary or estate representative must notify Protective Life to initiate the claims process. This guide covers Protective Life's claims department, the… ### Prudential - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/prudential - **Full markdown:** https://www.swiftprobate.com/institutions/prudential.md - **Contact:** Phone: 1-800-778-4357 · Hours: Mon–Fri, 8:00 AM – 8:00 PM ET · Online: https://www.prudential.com/personal/life-insurance/file-a-life-insurance-claim Prudential is one of the largest life insurance and financial services companies in the United States, serving millions of customers with insurance, annuities, and retirement products. When a policyholder or account holder passes away, the beneficiary or estate representative must notify Prudential to initiate a… ### Quorum Federal Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/quorum - **Full markdown:** https://www.swiftprobate.com/institutions/quorum.md Quorum Federal Credit Union is a nationwide federal credit union best known among executors for one thing: it is the only institution we've found that lets you open an estate account fully online — application, document upload, and funding without a branch visit, notarization, or mailed paperwork. For most banks,… ### Raymond James - **Category:** brokerage - **URL:** https://www.swiftprobate.com/institutions/raymond-james - **Full markdown:** https://www.swiftprobate.com/institutions/raymond-james.md - **Contact:** Phone: (800) 647-7378 · Hours: Mon–Fri, 8:00 AM – 6:00 PM ET Raymond James is one of the largest independent financial services firms in the United States, serving over 3 million client accounts with approximately $1.5 trillion in assets. When an account holder passes away, the estate representative must notify Raymond James and follow their specific process to transfer or… ### Raymond James Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/raymond-james-bank - **Full markdown:** https://www.swiftprobate.com/institutions/raymond-james-bank.md - **Parent company:** Raymond James Financial - **Contact:** Phone: (800) 718-2265 · Hours: Mon–Fri, 9:00 AM – 4:00 PM ET Raymond James Bank is a wholly owned subsidiary of Raymond James Financial, providing FDIC-insured deposit and lending products to clients of the firm. When an account holder passes away, the estate representative must notify Raymond James Bank to secure the assets and begin the transfer process. This guide covers… ### RBFCU (Randolph-Brooks Federal Credit Union) - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/rbfcu - **Full markdown:** https://www.swiftprobate.com/institutions/rbfcu.md - **Contact:** Phone: 1-800-580-3300 · Hours: Mon–Fri, 8:00 AM – 6:00 PM CT; Sat, 8:30 AM – 4:00 PM CT RBFCU (Randolph-Brooks Federal Credit Union) is one of the largest credit unions in Texas, serving over 1 million members with billions in assets. When an account holder passes away, the estate representative must notify RBFCU's Estate Assistance team and follow their specific process to transfer or close accounts.… ### Regions Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/regions-bank - **Full markdown:** https://www.swiftprobate.com/institutions/regions-bank.md - **Parent company:** Regions Financial Corporation - **Contact:** Phone: (800) 289-6710 · Hours: Mon–Fri, 8 AM – 5 PM CT Regions Bank is one of the nation's largest full-service providers of consumer and commercial banking, wealth management, and mortgage products, serving customers across the South, Midwest, and Texas. When an account holder passes away, the estate representative must notify Regions Bank and follow their specific… ### Robinhood - **Category:** brokerage - **URL:** https://www.swiftprobate.com/institutions/robinhood - **Full markdown:** https://www.swiftprobate.com/institutions/robinhood.md - **Contact:** Phone: No direct estate line · Hours: Digital notification only · Online: https://robinhood.com/contact?flow_id=estates&skip_sign_in=true Robinhood is a commission-free brokerage known for its mobile-first approach, serving over 23 million customers with significant assets under custody. When an account holder passes away, the estate representative must notify Robinhood through their dedicated digital channel to secure the account and initiate the… ### Rocket Mortgage / Mr. Cooper - **Category:** mortgage-servicer - **URL:** https://www.swiftprobate.com/institutions/rocket-mortgage - **Full markdown:** https://www.swiftprobate.com/institutions/rocket-mortgage.md - **Parent company:** Rocket Companies - **Contact:** Phone: (800) 603-1955 · Hours: Mon–Fri, 8:30 AM – 9:00 PM ET; Sat, 9:00 AM – 4:00 PM ET Rocket Mortgage (formerly Quicken Loans) is the largest mortgage lender in the United States, and with its 2025 acquisition of Mr. Cooper, it is now a dominant force in mortgage servicing. When a borrower passes away, the process for handling the mortgage depends on whether there is a co-borrower, a surviving spouse,… ### Sallie Mae - **Category:** student-loan-servicer - **URL:** https://www.swiftprobate.com/institutions/sallie-mae - **Full markdown:** https://www.swiftprobate.com/institutions/sallie-mae.md - **Contact:** Phone: (800) 472-5543 · Hours: Mon–Thu 8 AM – 8 PM, Fri 8 AM – 5 PM ET Sallie Mae is primarily a private student loan lender, though it also operates a direct bank offering savings accounts and CDs. When a borrower or account holder passes away, the process differs significantly depending on whether they held a student loan or a bank account. Important Distinction: Sallie Mae spun off… ### Sammons Financial Group - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/sammons - **Full markdown:** https://www.swiftprobate.com/institutions/sammons.md - **Contact:** Phone: (800) 733-2524 · Hours: Mon–Thu, 7:30 AM – 5:00 PM; Fri, 7:30 AM – 12:30 PM CST · Online: https://www.midlandnational.com/report-a-death Sammons Financial Group is a major financial services holding company that operates primarily through its member companies: Midland National Life Insurance Company and North American Company for Life and Health Insurance. When an account holder passes away, you will typically interact with the specific subsidiary… ### Santander Bank, N.A. - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/santander - **Full markdown:** https://www.swiftprobate.com/institutions/santander.md - **Contact:** Phone: (877) 768-2265 · Hours: Mon–Sat, 8 AM – 8 PM ET Santander Bank, N.A. is a major retail bank in the Northeast United States, serving millions of customers primarily in Massachusetts, New Hampshire, Connecticut, Rhode Island, New York, New Jersey, Pennsylvania, and Delaware. When an account holder passes away, the estate representative must notify Santander and… ### Santander Consumer USA - **Category:** auto-lender - **URL:** https://www.swiftprobate.com/institutions/santander-auto - **Full markdown:** https://www.swiftprobate.com/institutions/santander-auto.md - **Parent company:** Santander Holdings USA - **Contact:** Phone: (888) 222-4227 · Hours: Mon–Fri, 7 AM – 9 PM CT; Sat, 7 AM – 5 PM CT Santander Consumer USA is a leading full-service consumer finance company focused on vehicle finance and third-party servicing. Unlike a traditional bank, Santander Consumer USA primarily handles auto loans and leases. When a borrower passes away, the estate representative or surviving co-borrower must notify the… ### SchoolsFirst Federal Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/schoolsfirst - **Full markdown:** https://www.swiftprobate.com/institutions/schoolsfirst.md - **Contact:** Phone: (800) 462-8328 · Hours: Mon–Fri, 7 AM – 7 PM PT; Sat, 9 AM – 3 PM PT SchoolsFirst Federal Credit Union is the largest credit union in California and one of the largest in the nation, serving over 1.3 million school employees and their families. When a member passes away, the estate representative must notify SchoolsFirst FCU to secure the accounts and begin the transfer process. This… ### Securian Financial - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/securian - **Full markdown:** https://www.swiftprobate.com/institutions/securian.md - **Contact:** Phone: (800) 641-4611 · Hours: Mon–Fri, 8:00 AM – 4:30 PM CT · Online: https://www.securian.com/benefits/ssl/home.do Securian Financial is a major provider of insurance, investment, and retirement solutions, often issuing policies under the names Minnesota Life Insurance Company or Securian Life Insurance Company. When a policyholder passes away, the beneficiary or estate representative must notify Securian to initiate the claim… ### Security Service Federal Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/security-service-fcu - **Full markdown:** https://www.swiftprobate.com/institutions/security-service-fcu.md - **Contact:** Phone: (800) 832-4602 · Hours: Mon–Fri, 8:30 AM – 5:30 PM CT Security Service Federal Credit Union (SSFCU) is one of the largest credit unions in the United States, serving over 800,000 members across Texas, Colorado, and Utah. When an account holder passes away, the estate representative must notify SSFCU's Survivor Assistance team to secure the accounts and initiate the… ### SoFi - **Category:** brokerage - **URL:** https://www.swiftprobate.com/institutions/sofi - **Full markdown:** https://www.swiftprobate.com/institutions/sofi.md - **Contact:** Phone: (855) 456-7634 · Hours: Mon–Thu, 5 AM – 7 PM PT; Fri–Sun, 5 AM – 5 PM PT SoFi (Social Finance) is a leading fintech company serving over 7 million members with banking, investing, and lending products. Because SoFi offers a wide range of services—from high-yield savings accounts to brokerage accounts and student loans—the estate process can involve multiple departments. When an account… ### SoFi Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/sofi-bank - **Full markdown:** https://www.swiftprobate.com/institutions/sofi-bank.md - **Contact:** Phone: (855) 456-7634 · Hours: Mon–Thu, 5 AM – 7 PM PT; Fri–Sun, 5 AM – 5 PM PT SoFi Bank is a leading digital-first financial institution serving over 7 million members with banking, lending, and investment products. When an account holder passes away, the estate representative must notify SoFi and follow their specific process to transfer or close accounts. This guide covers SoFi's estate… ### SoFi Student Loans - **Category:** student-loan-servicer - **URL:** https://www.swiftprobate.com/institutions/sofi-student-loans - **Full markdown:** https://www.swiftprobate.com/institutions/sofi-student-loans.md - **Parent company:** SoFi Technologies, Inc. - **Contact:** Phone: (855) 456-7634 · Hours: Mon–Thu, 5 AM – 7 PM PT; Fri–Sun, 5 AM – 5 PM PT SoFi (Social Finance, Inc.) is a leading fintech company known for student loan refinancing and private student loans. Unlike many private lenders, SoFi has a generous death discharge policy for its student loan products. When a primary borrower passes away, SoFi typically discharges the remaining loan balance,… ### SouthState Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/southstate - **Full markdown:** https://www.swiftprobate.com/institutions/southstate.md - **Contact:** Phone: (800) 277-2175 · Hours: Mon–Fri, 7 AM – 8 PM ET; Sat 8 AM – 5 PM ET SouthState Bank is a leading regional bank in the Southeast, serving customers across Alabama, Colorado, Florida, Georgia, North Carolina, South Carolina, Tennessee, Texas, and Virginia. With approximately $66 billion in assets, it provides a full range of banking and wealth management services. When an account… ### State Employees' Credit Union (SECU) - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/secu - **Full markdown:** https://www.swiftprobate.com/institutions/secu.md - **Contact:** Phone: (888) 732-8562 · Hours: 24/7 phone support; branches Mon–Fri, 8:30 AM – 5:30 PM ET State Employees' Credit Union (SECU) is the second-largest credit union in the United States, serving over 2.8 million members, primarily in North Carolina. When an account holder passes away, the estate representative must notify SECU and follow their specific process to transfer or close accounts. This guide covers… ### State Farm - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/state-farm - **Full markdown:** https://www.swiftprobate.com/institutions/state-farm.md - **Contact:** Phone: (877) 292-0398 · Hours: Contact for hours · Online: https://reportloss.claims.statefarm.com/start-claim State Farm is the largest property and casualty insurance provider in the United States, widely known for its "good neighbor" agent network. While best known for auto and home insurance, State Farm is a major provider of life insurance and annuities. When a policyholder passes away, the process for claiming benefits… ### Suncoast Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/suncoast - **Full markdown:** https://www.swiftprobate.com/institutions/suncoast.md - **Contact:** Phone: (800) 999-5887 · Hours: Mon–Fri, 7:00 AM – 8:00 PM ET; Sat, 8:00 AM – 1:00 PM ET (Estate specialists typically available during standard business hours) Suncoast Credit Union is the largest credit union in Florida, serving over 1.2 million members with more than $18 billion in assets. When a member passes away, the estate representative or surviving family member must notify Suncoast to secure the accounts and initiate the transfer process. This guide covers… ### Synchrony Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/synchrony - **Full markdown:** https://www.swiftprobate.com/institutions/synchrony.md - **Contact:** Phone: (844) 365-1994 · Hours: Mon–Fri, 8 AM – 8 PM ET; Sat, 8 AM – 5 PM ET · Online: https://www.synchrony.com/s/deceasednotification Synchrony Bank is one of the premier consumer financial services companies in the United States, widely known for issuing store credit cards for major retailers (such as Amazon, Lowe's, and TJX) as well as offering online banking products like high-yield savings accounts and CDs. When an account holder passes away,… ### Synovus Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/synovus - **Full markdown:** https://www.swiftprobate.com/institutions/synovus.md - **Parent company:** Pinnacle Financial Partners, Inc. - **Contact:** Phone: (888) 796-6887 · Hours: Mon–Fri, 8 AM – 5 PM ET Synovus Bank is a leading financial institution in the Southeast, serving customers primarily in Georgia, Alabama, Florida, South Carolina, and Tennessee. Following its merger with Pinnacle Financial Partners in early 2026, Synovus continues to operate under its own brand while integrating services. When an account… ### T. Rowe Price - **Category:** brokerage - **URL:** https://www.swiftprobate.com/institutions/t-rowe-price - **Full markdown:** https://www.swiftprobate.com/institutions/t-rowe-price.md - **Contact:** Phone: 1-800-225-5132 · Hours: Mon–Fri, 8 AM – 8 PM ET · Online: https://www.troweprice.com/personal-investing/resources/planning/life-events/inherited-account/death-notification.html T. Rowe Price is a global investment management firm serving millions of individual and institutional investors. When an account holder passes away, the estate representative or beneficiary must notify T. Rowe Price to secure the assets and initiate the transfer process. This guide covers T. Rowe Price's "Shareholder… ### TD Auto Finance - **Category:** auto-lender - **URL:** https://www.swiftprobate.com/institutions/td-auto - **Full markdown:** https://www.swiftprobate.com/institutions/td-auto.md - **Parent company:** TD Bank, N.A. - **Contact:** Phone: (800) 556-8172 · Hours: Mon–Fri, 8 AM – 10 PM ET TD Auto Finance is a division of TD Bank, N.A., and is one of the largest auto lenders in the United States, providing financing for millions of vehicle owners. When an account holder passes away, the estate representative must notify TD Auto Finance to handle the outstanding loan or lease. This guide covers the… ### TD Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/td-bank - **Full markdown:** https://www.swiftprobate.com/institutions/td-bank.md - **Parent company:** Toronto-Dominion Bank - **Contact:** Phone: 1-888-751-9000 · Hours: 24/7 (estate matters may be handled during business hours) TD Bank is one of the largest banks in the United States, serving over 10 million customers primarily along the East Coast. When an account holder passes away, the estate representative must notify TD Bank and follow their specific process to transfer or close accounts. This guide covers TD Bank's estate services… ### TIAA - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/tiaa - **Full markdown:** https://www.swiftprobate.com/institutions/tiaa.md - **Contact:** Phone: (888) 380-6428 · Hours: Mon–Fri, 8 AM – 7 PM ET · Online: https://www.tiaa.org/public/digitaltransactions/digital-death-notification TIAA (Teachers Insurance and Annuity Association of America) is a leading provider of financial services in the academic, research, medical, cultural, and governmental fields, serving over 5 million customers. When an account holder passes away, the estate representative or beneficiary must notify TIAA to initiate… ### Toyota Financial Services - **Category:** auto-lender - **URL:** https://www.swiftprobate.com/institutions/toyota-financial - **Full markdown:** https://www.swiftprobate.com/institutions/toyota-financial.md - **Contact:** Phone: (800) 874-8822 · Hours: Mon–Fri, 8:00 AM – 5:00 PM Local Time Toyota Financial Services (TFS) is the finance brand for Toyota in the United States, providing auto loans and leases to millions of customers. When an account holder passes away, the estate representative or surviving co-signer must notify TFS to resolve the outstanding balance or transfer the vehicle. This guide… ### Transamerica - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/transamerica - **Full markdown:** https://www.swiftprobate.com/institutions/transamerica.md - **Contact:** Phone: (800) 797-2643 · Hours: Mon–Fri, 8 AM – 7 PM ET · Online: https://myta.transamerica.com/public/death_claim.aspx Transamerica is one of the largest life insurance and retirement companies in the United States, serving millions of customers with insurance policies, annuities, and investment accounts. When a policyholder passes away, the beneficiary or estate representative must notify Transamerica to initiate the claim process.… ### Truist Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/truist - **Full markdown:** https://www.swiftprobate.com/institutions/truist.md - **Parent company:** Truist Financial Corporation - **Contact:** Phone: (800) 789-3113 · Hours: Mon–Fri, 8 AM – 6 PM ET Truist Bank is one of the largest banks in the United States, formed by the merger of SunTrust and BB&T, serving millions of customers with over $500 billion in assets. When an account holder passes away, the estate representative must notify Truist and follow their specific process to transfer or close accounts.… ### U.S. Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/us-bank - **Full markdown:** https://www.swiftprobate.com/institutions/us-bank.md - **Contact:** Phone: (800) 872-2657 · Hours: 24 hours a day, 7 days a week U.S. Bank is the fifth-largest bank in the United States, serving millions of customers across 26 states with over $600 billion in assets. When an account holder passes away, the estate representative must notify U.S. Bank and follow their specific process to transfer or close accounts. This guide covers U.S. Bank's… ### U.S. Bank Home Mortgage - **Category:** mortgage-servicer - **URL:** https://www.swiftprobate.com/institutions/us-bank-mortgage - **Full markdown:** https://www.swiftprobate.com/institutions/us-bank-mortgage.md - **Parent company:** U.S. Bank - **Contact:** Phone: (800) 365-7772 · Hours: Contact for current hours U.S. Bank Home Mortgage is one of the largest mortgage servicers in the United States, managing millions of home loans. When a borrower passes away, the process to handle the mortgage depends on whether there is a surviving co-borrower or if a non-borrower (such as an heir or spouse) intends to take over the loan.… ### UBS Financial Services Inc. - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/ubs - **Full markdown:** https://www.swiftprobate.com/institutions/ubs.md - **Contact:** Phone: (800) 354-9103 · Hours: Mon–Fri, 8:00 AM – 5:00 PM ET UBS Financial Services Inc. is one of the largest wealth managers in the world, serving high-net-worth individuals with brokerage, banking, and retirement accounts. When an account holder passes away, the estate representative must notify UBS immediately to secure the assets and begin the transfer process. This guide… ### UMB Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/umb-bank - **Full markdown:** https://www.swiftprobate.com/institutions/umb-bank.md - **Contact:** Phone: (800) 699-8702 · Hours: Mon–Fri, 7 AM – 8 PM CT UMB Bank is a leading regional bank headquartered in Kansas City, Missouri, serving customers primarily in the Midwest and Southwest. When an account holder passes away, the estate representative must notify UMB Bank to secure the assets and initiate the transfer process. This guide covers UMB Bank's estate services,… ### UMB Bank HSA - **Category:** hsa-fsa-provider - **URL:** https://www.swiftprobate.com/institutions/umb-hsa - **Full markdown:** https://www.swiftprobate.com/institutions/umb-hsa.md - **Parent company:** UMB Financial Corporation - **Contact:** Phone: (866) 520-4472 · Hours: Mon–Fri, 7 AM – 7:30 PM CT; Sat, 8 AM – 5 PM CT UMB Bank (UMB Healthcare Services) is a leading provider of Health Savings Accounts (HSAs) and benefit spending accounts. When an HSA account holder passes away, the process for handling the funds depends heavily on who the designated beneficiary is. This guide covers the specific steps to notify UMB Healthcare… ### Umpqua Bank (now Columbia Bank) - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/umpqua - **Full markdown:** https://www.swiftprobate.com/institutions/umpqua.md - **Parent company:** Columbia Banking System - **Contact:** Phone: (866) 486-7782 · Hours: Mon–Fri, 7 AM – 6 PM PT; Sat–Sun, 8 AM – 5 PM PT Umpqua Bank has merged with Columbia Bank, and as of late 2025, branches and systems operate under the Columbia Bank brand. While you may still see the Umpqua name on older documents or checks, the estate process is handled by Columbia Bank's centralized teams. Columbia Bank is a leading regional bank in the… ### United Wholesale Mortgage - **Category:** mortgage-servicer - **URL:** https://www.swiftprobate.com/institutions/uwm - **Full markdown:** https://www.swiftprobate.com/institutions/uwm.md - **Parent company:** UWM Holdings Corporation - **Contact:** Phone: (888) 464-2432 · Hours: Mon–Thu, 7 AM – 8 PM CT; Fri, 7 AM – 7 PM CT; Sat, 8 AM – 12 PM CT · Online: https://www.myuwmloan.com/help-center/account-help/deceased-customer United Wholesale Mortgage (UWM) is the largest wholesale mortgage lender in the United States, servicing millions of homeowners. When a borrower passes away, the estate representative or heir must notify UWM to prevent foreclosure and manage the loan. The most critical step with UWM is establishing yourself as a… ### Unum Group - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/unum - **Full markdown:** https://www.swiftprobate.com/institutions/unum.md - **Contact:** Phone: (800) 445-0402 · Hours: Mon–Fri, 8 AM – 8 PM ET · Online: https://www.unum.com/employees/file-a-claim Unum Group is one of the leading providers of workplace financial protection benefits in the United States, specializing in life insurance, disability insurance, and accident coverage. Unlike a traditional bank where you "close" accounts, dealing with Unum after a death typically involves filing a claim to receive… ### USAA - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/usaa - **Full markdown:** https://www.swiftprobate.com/institutions/usaa.md - **Contact:** Phone: (800) 292-8294 · Hours: Mon–Fri, 7:30 AM – 6:00 PM CT · Online: https://www.usaa.com/my/survivorship USAA (United Services Automobile Association) is a diversified financial services group serving millions of military members and their families. When a USAA member passes away, the Survivor Relations Team (SRT) serves as your primary point of contact to handle banking, insurance, and investment accounts. This guide… ### Valley National Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/valley-national - **Full markdown:** https://www.swiftprobate.com/institutions/valley-national.md - **Contact:** Phone: (800) 522-4100 · Hours: Mon–Fri, 7 AM – 10 PM ET; Sat–Sun, 8 AM – 8 PM ET Valley National Bank is a major regional bank headquartered in Wayne, New Jersey, with approximately $63 billion in assets and over 200 locations across New Jersey, New York, Florida, Alabama, California, Illinois, and Pennsylvania. When an account holder passes away, the estate representative must notify Valley… ### Vanguard - **Category:** brokerage - **URL:** https://www.swiftprobate.com/institutions/vanguard - **Full markdown:** https://www.swiftprobate.com/institutions/vanguard.md - **Contact:** Phone: (877) 662-7447 · Hours: Mon–Fri, 8 AM – 8 PM EST · Online: https://move-money.web.vanguard.com/registration-check?flowType=coo Vanguard is one of the largest investment management companies in the world, serving over 50 million investors with trillions in assets. When an account holder passes away, the estate representative or beneficiary must notify Vanguard's "Transition Services" team to freeze the account and begin the asset transfer… ### Virginia Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/virginia-cu - **Full markdown:** https://www.swiftprobate.com/institutions/virginia-cu.md - **Contact:** Phone: (804) 323-6800 · Hours: Mon–Fri, 9 AM – 5 PM ET Virginia Credit Union (VACU) is the largest state-chartered credit union in Virginia, serving nearly 500,000 members with over $5 billion in assets. When an account holder passes away, the estate representative must notify VACU and follow their specific process to transfer or close accounts. This guide covers… ### Voya Financial - **Category:** retirement-provider - **URL:** https://www.swiftprobate.com/institutions/voya - **Full markdown:** https://www.swiftprobate.com/institutions/voya.md - **Contact:** Phone: (800) 584-6001 · Hours: Mon–Fri, 8 AM – 9 PM ET Voya Financial is a leading health, wealth, and investment company serving approximately 14.7 million individual, workplace, and institutional clients. When an account holder passes away, the estate representative or beneficiary must notify Voya and follow their specific process to transfer or close retirement… ### VyStar Credit Union - **Category:** credit-union - **URL:** https://www.swiftprobate.com/institutions/vystar - **Full markdown:** https://www.swiftprobate.com/institutions/vystar.md - **Contact:** Phone: (904) 420-5878 · Hours: Mon–Sat, 7:00 AM – 7:00 PM EST VyStar Credit Union is one of the largest credit unions in the United States, headquartered in Jacksonville, Florida, and serving members across Florida and Southeast Georgia. When an account holder passes away, the estate representative must notify VyStar and follow their specific process to transfer or close… ### Webster Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/webster-bank - **Full markdown:** https://www.swiftprobate.com/institutions/webster-bank.md - **Contact:** Phone: (800) 325-2424 · Hours: Mon–Fri, 7:00 AM – 10:00 PM ET; Sat–Sun, 8:00 AM – 8:00 PM ET Webster Bank is a leading regional bank in the Northeast, serving consumers and businesses primarily in Connecticut, Massachusetts, Rhode Island, and New York. When an account holder passes away, the estate representative must notify Webster Bank to secure the accounts and initiate the transfer process. Note on… ### Wells Fargo - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/wells-fargo - **Full markdown:** https://www.swiftprobate.com/institutions/wells-fargo.md - **Contact:** Phone: (888) 790-7980 · Hours: Mon–Fri, 8:00 AM – 8:30 PM ET · Online: https://icomplete.wellsfargo.com/oas/status/casemgmt/enter Wells Fargo is one of the "Big Four" banks in the United States, serving millions of customers with banking, investment, and mortgage products. When an account holder passes away, the estate representative must notify Wells Fargo's Estate Care Center to secure assets and begin the transfer process. This guide covers… ### Wells Fargo Advisors - **Category:** brokerage - **URL:** https://www.swiftprobate.com/institutions/wells-fargo-advisors - **Full markdown:** https://www.swiftprobate.com/institutions/wells-fargo-advisors.md - **Parent company:** Wells Fargo & Company - **Contact:** Phone: (800) 603-1584 · Hours: Mon–Fri, 8:00 AM – 8:30 PM ET · Online: https://icomplete.wellsfargo.com/oas/status/casemgmt/enter Wells Fargo Advisors is the brokerage and wealth management division of Wells Fargo, serving millions of clients with investment services. When an account holder passes away, the estate representative must notify the Wells Fargo Estate Care Center to freeze assets and begin the transfer process. This guide covers the… ### Wells Fargo Auto - **Category:** auto-lender - **URL:** https://www.swiftprobate.com/institutions/wells-fargo-auto - **Full markdown:** https://www.swiftprobate.com/institutions/wells-fargo-auto.md - **Parent company:** Wells Fargo & Company - **Contact:** Phone: (888) 790-7980 · Hours: Mon–Fri, 8:00 AM – 8:30 PM ET · Online: https://icomplete.wellsfargo.com/oas/status/casemgmt/enter Wells Fargo Auto (formerly Wells Fargo Dealer Services) is one of the largest auto lenders in the United States, serving millions of customers. When a borrower passes away, the estate representative must notify Wells Fargo's centralized Estate Care Center to handle the auto loan or lease. This guide covers the Wells… ### Wells Fargo Home Lending - **Category:** mortgage-servicer - **URL:** https://www.swiftprobate.com/institutions/wells-fargo-mortgage - **Full markdown:** https://www.swiftprobate.com/institutions/wells-fargo-mortgage.md - **Parent company:** Wells Fargo Bank, N.A. - **Contact:** Phone: (888) 790-7980 · Hours: Mon–Fri, 8:00 AM – 8:30 PM ET · Online: https://www.wellsfargo.com/help/estate-care-center/ Wells Fargo Home Lending is one of the largest mortgage servicers in the United States, handling millions of home loans. When a borrower passes away, the process is managed through Wells Fargo's centralized Estate Care Center. Unlike standard bank accounts, mortgages do not simply "close." The estate or heirs must… ### Western & Southern Financial - **Category:** life-insurance - **URL:** https://www.swiftprobate.com/institutions/western-southern - **Full markdown:** https://www.swiftprobate.com/institutions/western-southern.md - **Contact:** Phone: (800) 926-1315 · Hours: Mon–Fri, 8 AM – 6 PM ET Western & Southern Financial is a Fortune 500 financial services group based in Cincinnati, Ohio, managing over $100 billion in assets. While primarily known for life insurance and annuities through Western & Southern Life, the group also offers mutual funds and retirement products. When a policyholder or account… ### Western Alliance Bank - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/western-alliance - **Full markdown:** https://www.swiftprobate.com/institutions/western-alliance.md - **Contact:** Phone: (888) 995-2265 · Hours: Mon–Fri, 6:00 AM – 6:00 PM PT; Sat, 8:00 AM – 2:00 PM PT Western Alliance Bank is a top-performing commercial bank with $90 billion in assets, operating through several regional divisions including Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank. When an account holder passes away, the estate representative must notify… ### Zions Bancorporation - **Category:** bank - **URL:** https://www.swiftprobate.com/institutions/zions - **Full markdown:** https://www.swiftprobate.com/institutions/zions.md - **Contact:** Phone: (888) 307-3411 · Hours: Mon–Sat, 6 AM – 9 PM MT Zions Bancorporation is one of the premier financial services companies in the Western United States, operating under several local brands including Zions Bank, Amegy Bank, California Bank & Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington. When an account… ## Top Blog Posts Pillar guides and the most recently updated articles. The full content of any post is available at the `.md` URL. For the complete blog index, see https://www.swiftprobate.com/blog. ### What to Do When a Sibling Dies: A Practical Guide for the Family Member Left to Handle It - **URL:** https://www.swiftprobate.com/blog/what-to-do-when-sibling-dies - **Full markdown:** https://www.swiftprobate.com/blog/what-to-do-when-sibling-dies.md - **Published:** 2026-07-14 - **Reading time:** 10 min read When a sibling dies, you may be the one left with the practical work of settling their affairs -- especially if they died without a spouse or children. This guide walks through the first weeks, the legal role you might end up in, and the unique emotional weight of losing a sibling. ### What to Do in the First 48 Hours After a Death: A Practical Checklist - **URL:** https://www.swiftprobate.com/blog/what-to-do-in-first-48-hours-after-death - **Full markdown:** https://www.swiftprobate.com/blog/what-to-do-in-first-48-hours-after-death.md - **Published:** 2026-06-16 - **Reading time:** 10 min read The first two days after losing someone are a blur of phone calls, paperwork, and decisions made through grief. This is a practical, in-order checklist of what actually has to happen in those first 48 hours -- and what can wait. ### The Best Estate Bank Accounts (2026): A Complete Guide for Executors - **URL:** https://www.swiftprobate.com/blog/best-estate-bank-accounts-2026 - **Full markdown:** https://www.swiftprobate.com/blog/best-estate-bank-accounts-2026.md - **Published:** 2026-05-16 - **Reading time:** 22 min read Almost every major bank still requires an in-branch visit to open an estate account. One credit union offers a fully online process. Here's the full comparison — plus the state rules and gotchas that determine which bank actually works for your situation. ### Best AI Tools for Estate Executors in 2026 - **URL:** https://www.swiftprobate.com/blog/best-ai-tools-estate-executors - **Full markdown:** https://www.swiftprobate.com/blog/best-ai-tools-estate-executors.md - **Published:** 2026-04-04 - **Reading time:** 15 min read A practical comparison of AI-powered tools that help executors navigate probate and estate settlement — what each does well, what it costs, and which is the best fit for your situation. ### Probate Checklist: Your Complete Step-by-Step Guide - **URL:** https://www.swiftprobate.com/blog/probate-checklist-step-by-step - **Full markdown:** https://www.swiftprobate.com/blog/probate-checklist-step-by-step.md - **Published:** 2026-02-08 - **Reading time:** 15 min read A comprehensive, phase-by-phase probate checklist covering every step from initial filing through final distribution. Includes timelines, required documents, and common mistakes to avoid at each stage. ### How to Settle an Estate Without a Lawyer: A Complete Guide for Executors - **URL:** https://www.swiftprobate.com/blog/settle-estate-without-lawyer - **Full markdown:** https://www.swiftprobate.com/blog/settle-estate-without-lawyer.md - **Published:** 2026-02-08 - **Reading time:** 18 min read Many executors can handle probate without an attorney, saving thousands in legal fees. This guide covers when DIY probate is appropriate, what tasks you can handle yourself, common mistakes to avoid, and how to get professional guidance at a fraction of the cost. ### What to Do When a Parent Dies: A Complete Checklist - **URL:** https://www.swiftprobate.com/blog/what-to-do-when-parent-dies - **Full markdown:** https://www.swiftprobate.com/blog/what-to-do-when-parent-dies.md - **Published:** 2026-02-08 - **Reading time:** 12 min read Losing a parent is one of life's most difficult experiences. This comprehensive checklist covers everything you need to handle -- from the first 24 hours through the first year -- so nothing important falls through the cracks during an overwhelming time. ### What is Probate? A Simple Guide for Families - **URL:** https://www.swiftprobate.com/blog/what-is-probate - **Full markdown:** https://www.swiftprobate.com/blog/what-is-probate.md - **Published:** 2026-01-15 - **Reading time:** 6 min read Probate can feel overwhelming, especially during an already difficult time. This guide breaks down what probate actually is, why it exists, and what families can expect from the process. ### Medallion Signature Guarantee: What Executors Need to Know - **URL:** https://www.swiftprobate.com/blog/medallion-signature-guarantee-probate - **Full markdown:** https://www.swiftprobate.com/blog/medallion-signature-guarantee-probate.md - **Published:** 2026-08-27 - **Reading time:** 10 min read Sooner or later most executors hit a wall: a transfer agent won't move the deceased's stock without a Medallion Signature Guarantee, and a notary won't do. This guide explains what an MSG is, why it's required, where to get one, and how to get past the problems that trip executors up. ### What Happens to Cryptocurrency When Someone Dies - **URL:** https://www.swiftprobate.com/blog/cryptocurrency-after-death - **Full markdown:** https://www.swiftprobate.com/blog/cryptocurrency-after-death.md - **Published:** 2026-08-25 - **Reading time:** 11 min read Cryptocurrency does not pass like a bank account. Whether an executor can recover it comes down to one question -- was it held on an exchange or in a self-custody wallet -- and for self-custody, no court order can substitute for the keys. This guide walks through finding, claiming, valuing, and taxing inherited crypto. ### Found an Asset After Probate Closed? Reopening an Estate and Subsequent Administration - **URL:** https://www.swiftprobate.com/blog/reopening-probate-after-discovered-assets - **Full markdown:** https://www.swiftprobate.com/blog/reopening-probate-after-discovered-assets.md - **Published:** 2026-08-20 - **Reading time:** 10 min read Discovered a bank account, stock certificate, or piece of property after the estate was already closed? Here is how reopening the original case (a subsequent administration) usually works -- and the small-dollar shortcuts that may let you skip it. ### The Tiers of Simplified Probate -- and How to Tell Which One You Qualify For - **URL:** https://www.swiftprobate.com/blog/simplified-probate-tiers-explained - **Full markdown:** https://www.swiftprobate.com/blog/simplified-probate-tiers-explained.md - **Published:** 2026-08-18 - **Reading time:** 10 min read Most states offer more than one shortcut around full probate. Here's the general ladder of simplified options -- affidavit, summary administration, and the in-between tracks many people never hear about -- and how to figure out which tier fits your estate. ### You Filed for Probate -- Now What? How Long Until You Get Your Letters - **URL:** https://www.swiftprobate.com/blog/how-long-after-filing-to-get-letters - **Full markdown:** https://www.swiftprobate.com/blog/how-long-after-filing-to-get-letters.md - **Published:** 2026-08-13 - **Reading time:** 9 min read You filed the paperwork and got a case number -- now the court has gone quiet. Here is what the waiting period means, how long it often takes to receive your Letters, how to check your case status, and what you can do productively while you wait. ### How Families Choose One Administrator (and What a Renunciation Is) - **URL:** https://www.swiftprobate.com/blog/renouncing-right-to-serve-as-administrator - **Full markdown:** https://www.swiftprobate.com/blog/renouncing-right-to-serve-as-administrator.md - **Published:** 2026-08-11 - **Reading time:** 9 min read When someone dies without a named executor, several relatives may have equal priority to serve as administrator. This guide explains renunciations (also called waivers), who has priority to serve, whether signing is voluntary, co-administrators, and how to object to an appointment. ### How to Find Out If Someone Left a Will - **URL:** https://www.swiftprobate.com/blog/find-out-if-someone-left-a-will - **Full markdown:** https://www.swiftprobate.com/blog/find-out-if-someone-left-a-will.md - **Published:** 2026-02-08 - **Reading time:** 15 min read After a loved one passes away, one of the first questions families face is whether a will exists. This guide covers where to search, how to access probate court records, what to do if no will can be found, and what your options are when a relative has the will and refuses to hand it over. ### Who Counts as an Heir? Adopted, Step, Half, and Estranged Relatives - **URL:** https://www.swiftprobate.com/blog/who-counts-as-an-heir - **Full markdown:** https://www.swiftprobate.com/blog/who-counts-as-an-heir.md - **Published:** 2026-08-06 - **Reading time:** 9 min read Adopted, step, half, and estranged relatives all raise the same question: who legally qualifies as an heir, and how do you prove it? Here is a plain-language walkthrough. ### How to Publish a Notice to Creditors: Newspaper Steps and Proof of Publication - **URL:** https://www.swiftprobate.com/blog/publish-notice-to-creditors-proof-of-publication - **Full markdown:** https://www.swiftprobate.com/blog/publish-notice-to-creditors-proof-of-publication.md - **Published:** 2026-08-04 - **Reading time:** 10 min read A practical walkthrough of actually publishing the notice to creditors -- picking an approved newspaper, getting your affidavit of publication, fixing newspaper errors, notifying the state Medicaid recovery office, and filing every proof with the court. ### When Estate Debts Exceed the Assets: Understanding the Insolvent Estate - **URL:** https://www.swiftprobate.com/blog/insolvent-estate-when-debts-exceed-assets - **Full markdown:** https://www.swiftprobate.com/blog/insolvent-estate-when-debts-exceed-assets.md - **Published:** 2026-07-30 - **Reading time:** 11 min read If the debts are larger than everything the estate owns, you are dealing with an insolvent estate. Learn whether family members are personally responsible, the order debts get paid, and why paying the wrong creditor first can put an executor on the hook. ### How to Claim Social Security Survivor Benefits as a Surviving Spouse - **URL:** https://www.swiftprobate.com/blog/social-security-survivor-benefits-surviving-spouse - **Full markdown:** https://www.swiftprobate.com/blog/social-security-survivor-benefits-surviving-spouse.md - **Published:** 2026-07-28 - **Reading time:** 9 min read If your husband or wife has died, you may be entitled to Social Security survivor benefits and a one-time death payment. This calm, step-by-step guide explains who qualifies, what documents to bring, how to apply (you usually can't do it online), the deadlines that matter, and how survivor benefits interact with your own. ### Do You Still Need Probate If There's a Trust? - **URL:** https://www.swiftprobate.com/blog/do-you-need-probate-if-theres-a-trust - **Full markdown:** https://www.swiftprobate.com/blog/do-you-need-probate-if-theres-a-trust.md - **Published:** 2026-07-23 - **Reading time:** 10 min read A trust does not automatically cancel probate. Whether you need probate depends on how each asset is titled -- not on whether a trust document exists. Learn when a trust avoids probate, when you still need it, and why a bank might ask for Letters even with a trust in place. ## Competitor Comparisons Honest, fact-checked comparisons of SwiftProbate vs other probate and estate settlement tools. Each `.md` URL contains the full comparison: pricing, key differences, feature table, target users, and FAQ. ### SwiftProbate vs Alix - **URL:** https://www.swiftprobate.com/compare/alix - **Full markdown:** https://www.swiftprobate.com/compare/alix.md - **Competitor URL:** https://www.meetalix.com - **Last updated:** 2026-04-24 Full-service estate settlement with a dedicated team, licensed probate attorney, and tax preparation — for a flat fee of 1% of the estate (minimum $9,000). Alix is a full-service estate settlement company backed by Charles Schwab and Edward Jones. A dedicated specialist team handles 150+ steps of the settlement process, including probate filings with a licensed attorney, tax preparation (Forms 1040 and 1041), asset transfers, debt negotiation, real estate coordination, and account closures. Alix charges 1% of estate value with a $9,000 minimum — so a $500K estate pays $9,000 and a $1.5M estate pays around $15,000. The flat fee… ### SwiftProbate vs Elayne - **URL:** https://www.swiftprobate.com/compare/elayne - **Full markdown:** https://www.swiftprobate.com/compare/elayne.md - **Competitor URL:** https://www.elayne.com - **Last updated:** 2026-04-24 Hybrid software-and-humans estate settlement service that actively closes accounts and files notifications on your behalf. Elayne is an estate settlement service that combines software with a human team that actively executes tasks — closing accounts, filing agency notifications, freezing credit cards, and running an asset-discovery sweep across 50+ financial categories. Pricing has three tiers: a $0 self-guided plan with checklists and templates; a $250 Discovery report that includes a 30-minute expert review and complexity scoring (credited toward a continued plan); and a custom-quoted full… ### SwiftProbate vs ClearEstate - **URL:** https://www.swiftprobate.com/compare/clearestate - **Full markdown:** https://www.swiftprobate.com/compare/clearestate.md - **Competitor URL:** https://www.clearestate.com - **Last updated:** 2026-04-24 Full-service estate planning and settlement company serving Canada and select US states with dedicated estate professionals. ClearEstate is a Canadian-headquartered estate planning and settlement company. Its US Probate plan starts at $6,995 (with a Probate & Taxes plan at $10,348+); both plans are limited to AZ, CA, NV, NY, TN, and TX. In Canada, ClearEstate operates in all provinces and territories, with executor services delivered through Natcan Trust Company. The platform combines software with dedicated estate professionals who handle filings, tax work, and beneficiary coordination. Costs… ### SwiftProbate vs EverSettled - **URL:** https://www.swiftprobate.com/compare/eversettled - **Full markdown:** https://www.swiftprobate.com/compare/eversettled.md - **Competitor URL:** https://eversettled.com - **Last updated:** 2026-04-24 Personal probate assistant combining a dedicated Estate Care Specialist with an in-house AI named Sage — billed from the estate at $1,499+. EverSettled is a personalized probate assistance product that combines its own AI assistant — "Sage" — with a dedicated human Estate Care Specialist. Beyond guidance, the team can actively negotiate debts, cancel subscriptions, and handle administrative legwork on the user's behalf. Pricing starts at $1,499 and is billed directly to the estate, so there's no out-of-pocket cost for the user. EverSettled covers all 50 US states. ### SwiftProbate vs EstateExec - **URL:** https://www.swiftprobate.com/compare/estateexec - **Full markdown:** https://www.swiftprobate.com/compare/estateexec.md - **Competitor URL:** https://www.estateexec.com - **Last updated:** 2026-04-24 Established executor software focused on estate accounting, asset valuation, and financial tracking. EstateExec is a long-established executor software platform that emphasizes estate accounting, asset valuation, expense tracking, distribution calculations, and an executor-fee calculator. It includes state-aware task guidance and is designed for executors who want a polished, multi-user accounting workspace. Pricing is $199 one-time per estate (with a 10-day free trial), and unlimited additional users are included. US-only. ### SwiftProbate vs Empathy - **URL:** https://www.swiftprobate.com/compare/empathy - **Full markdown:** https://www.swiftprobate.com/compare/empathy.md - **Competitor URL:** https://www.empathy.com - **Last updated:** 2026-04-24 Bereavement support platform distributed through employers, life insurers, and banks — free if you have access through a partner. Empathy is a bereavement support platform that combines digital tools with human Care Managers to help families navigate post-loss tasks — administrative, emotional, legal, and financial. Empathy is primarily distributed through partnerships with employers, life insurance carriers, banks, and health plans, so users typically get access free through a benefits relationship rather than purchasing it directly. There's no public consumer pricing today. The product is most… ### SwiftProbate vs Atticus - **URL:** https://www.swiftprobate.com/compare/atticus - **Full markdown:** https://www.swiftprobate.com/compare/atticus.md - **Competitor URL:** https://www.weareatticus.com - **Last updated:** 2026-04-24 Comprehensive estate settlement platform with personalized guidance and an in-house team of tax, legal, financial, and fiduciary professionals. Atticus is an estate settlement platform that combines personalized software guidance with access to an in-house team of industry experts — tax, legal, financial, and fiduciary professionals — to help families navigate probate and estate settlement. It positions itself as a more affordable alternative to hiring a probate attorney directly. Atticus operates in both the United States and Canada and notes that its cost can typically be paid for or reimbursed by the estate as a… ### SwiftProbate vs Settled - **URL:** https://www.swiftprobate.com/compare/settled - **Full markdown:** https://www.swiftprobate.com/compare/settled.md - **Competitor URL:** https://settledestate.com - **Last updated:** 2026-04-24 Free probate content site with $19 personalized PDF action plans, currently covering only Florida, California, Texas, and Ohio. Settled (settledestate.com) is a content-driven probate site offering free county-specific guides, court contact info, and filing fee information, plus paid $19 personalized plans ("Probate Action Plan" and "Estate Plan Roadmap") that output a personalized PDF/document. Coverage is currently limited to Florida, California, Texas, and Ohio (467 counties). Settled does not provide ongoing software, document management, an AI assistant, or family collaboration — it's primarily… ### SwiftProbate vs Trust & Will - **URL:** https://www.swiftprobate.com/compare/trust-and-will - **Full markdown:** https://www.swiftprobate.com/compare/trust-and-will.md - **Competitor URL:** https://trustandwill.com/probate - **Last updated:** 2026-04-24 Attorney referral product from a well-known estate planning brand — free intake, with the user paying the matched attorney directly. Trust & Will is one of the most established online estate planning brands, with its core business in wills and trusts. Their separate Probate product is an attorney-matching funnel: a free intake form helps personalize document drafts, and users are matched with vetted local probate attorneys whom they pay directly for legal services. Trust & Will doesn't publicly disclose a flat fee for the probate product itself; payment plans are mentioned but specific dollar figures… ### SwiftProbate vs Estateably - **URL:** https://www.swiftprobate.com/compare/estateably - **Full markdown:** https://www.swiftprobate.com/compare/estateably.md - **Competitor URL:** https://www.estateably.com - **Last updated:** 2026-04-24 B2B estate administration software for attorneys, trust officers, banks, and CPAs — not a consumer product for executor families. Estateably is a B2B estate administration platform built for professional users — attorneys, trust officers, banks, CPAs, and family offices managing trust and estate work for clients. Its core value is intelligent automation: document automation, compliance workflows, audit-ready accounting, and court-form generation across 3,000+ US and Canadian jurisdictions, with a Clio integration for legal practice management. Pricing is custom and demo-gated; not posted publicly.… --- **End of curated context.** For items not listed above (county guides, older blog posts, product pages), consult https://www.swiftprobate.com/sitemap.xml or fetch individual `.md` URLs.