Probate in Floyd County, Iowa: 2026 Guide

This guide is for educational purposes only and is not legal advice. Laws change frequently — verify current requirements with the Floyd County probate court or an attorney.

Last updated: February 15, 2026

Get a free personalized checklist for Floyd County probate

Start free

Overview

Floyd County is located in Iowa with a population of approximately 15,008. The Floyd County Clerk of Court handles all probate and estate matters for decedents who were domiciled in the county at the time of death.

Iowa probate is governed by Iowa Code Chapter 633 (Probate Code). The process begins with filing a Petition for Probate of Will (testate) or Petition for Administration (intestate) to admit the will and appoint a personal representative. The court then issues Letters Testamentary for testate estates or Letters of Administration for intestate estates.

Simplified Procedures:

  • Small Estate Affidavit: Available for estates with personal property valued at $50,000 or less (Iowa Code 633.356).
  • Simplified Probate (Chapter 635): Available for estates valued at $200,000 or less. This process has reduced court costs and simplified closing requirements.

Fee Structure Notes:

Iowa is unique in that it has a statutory fee schedule for attorneys and personal representatives. Unless a lower fee is agreed upon, the maximum fee is approximately 2% of the gross estate value for the attorney and 2% for the personal representative (Iowa Code 633.197).

This guide provides an informational overview of the Floyd County probate process. It is not legal advice and is not a substitute for consulting a qualified attorney. Laws and local procedures may change — verify current requirements with the court.

Courthouse Information

Floyd County Clerk of Court

Probate matters in Floyd County are handled at the Floyd County Courthouse.

Address: 101 South Main Street, Suite 403, Charles City, IA 50616

Phone: (641) 228-7777

Hours: Monday through Friday, 8:00 AM to 4:30 PM (verify with court to confirm)

The Clerk of Court's office is located on the 4th floor of the courthouse. The court is part of Iowa's Second Judicial District.

Parking and Access

Street parking is generally available around the courthouse square in Charles City. The building is accessible to the public during business hours, with security screening required at the entrance.

Filing Process

Step 1: Determine If Probate Is Necessary

Before filing, assess whether formal probate is required:

  • Small Estate Affidavit: If the estate consists of personal property valued at $50,000 or less, you may be able to transfer assets via affidavit after a 40-day waiting period without court administration.
  • Joint Tenancy: Real estate held in joint tenancy with right of survivorship passes directly to the survivor.
  • Trust administration: Assets held in a living trust generally do not require probate.

Step 2: File the Petition

If formal probate is needed, file a Petition for Probate of Will or Petition for Administration with the Floyd County Clerk of Court. Include:

  • Original Will (if applicable)
  • Certified death certificate
  • Court Confidential Information Form
  • Filing fee (approximately $295)

E-Filing: Iowa requires mandatory electronic filing (EDMS) for all attorneys and allows it for self-represented litigants.

Step 3: Provide Notice

After filing, you must:

  • Mail notice of the hearing to all heirs, beneficiaries, and interested parties.
  • Publish notice in a newspaper of general circulation in Floyd County (e.g., Charles City Press) for two consecutive weeks.

Step 4: Attend the Hearing

The court will review the petition. If approved, the judge issues Letters Testamentary or Letters of Administration, granting the personal representative authority to act.

Step 5: Administer the Estate

After receiving Letters, the personal representative must:

  • Notify creditors: Creditors have 4 months from the date of the second publication to file claims.
  • Inventory and appraise: File a Report and Inventory with the court within 90 days of appointment.
  • Pay taxes: File applicable federal and state income/inheritance tax returns.
  • Distribute assets: After debts and taxes are paid, distribute remaining assets to beneficiaries.
  • Close the estate: File a Final Report and petition for discharge.

Local Requirements

Floyd County-Specific Procedures

  • Electronic Filing (EDMS): Iowa utilizes a statewide Electronic Document Management System. Most filings must be submitted electronically.
  • Probate Referee: Iowa law often involves a "Probate Referee" to assist with appraising estate assets. Fees for the referee are based on a statutory sliding scale.
  • Publication: Notice is typically published in the Charles City Press, the official newspaper for Floyd County.
  • Inheritance Tax: Iowa has an inheritance tax, though it has been phased out for many family members (lineal ascendants and descendants). Verify current tax liability based on the date of death.

Timeline & Fees

Filing Fees (Floyd County)

  • Opening an Estate: approximately $295 (base civil filing fee)
  • Court Costs: ~0.2% of the value of probate assets
  • Probate Referee Fees: Sliding scale (e.g., $25 for $15k-$50k; $45 for $50k-$100k)
  • Certified copies of Letters: approximately $20 per copy
  • Publication costs: approximately $60-$100 depending on length

Statutory Attorney/Executor Fees:

Iowa Code 633.197 sets the maximum ordinary fees at:

  • 6% on the first $1,000
  • 4% on the next $4,000
  • 2% on all amounts over $5,000

Payment Methods

The court accepts cash, checks, money orders, and credit/debit cards (via EDMS). Convenience fees apply for card payments.

Estimated Timelines

  • Small Estate Affidavit: Minimum 40 days
  • Simple estates (Chapter 635): 6-12 months
  • Regular estates: 9-18 months
  • Complex or contested estates: 18 months to 2+ years

The creditor claim period is 4 months from the second publication of notice, which sets a minimum duration for most formal estates.

Local Resources

Floyd County Court Resources

Publication

  • Charles City Press: (641) 228-3211 — Official newspaper for legal notices in Floyd County.

Get a free personalized checklist for Floyd County probate

Start free

County Forms

Iowa Probate Forms

Official statewide forms for small estates, administration, and reports.

Frequently Asked Questions

Where do I file for probate in Floyd County?
File with the Floyd County Clerk of Court at 101 South Main Street, Suite 403, Charles City, IA 50616. Most filings must be done electronically via the Iowa EDMS system.
How much does probate cost in Floyd County?
The initial filing fee is approximately $295. Additional costs include publication (~$60-$100), court costs based on estate value (~0.2%), and statutory attorney/executor fees (max ~2% of estate value).
Can I avoid probate in Floyd County with a small estate?
Yes. If the estate consists of personal property valued at $50,000 or less, you can use a Small Estate Affidavit after a 40-day waiting period (Iowa Code 633.356).
How long does probate take in Floyd County?
Formal probate typically takes 9 to 18 months. The creditor claim period is 4 months. Simplified probate (Chapter 635) for estates under $200,000 may be faster.
Do I need an attorney for probate in Floyd County?
Iowa does not strictly require an attorney, but probate laws are complex. Because Iowa has a statutory fee schedule (approx. 2% of the estate), many people find it valuable to hire an attorney since the cost is standard and paid from the estate.
What is a Probate Referee?
A Probate Referee is an official appointed by the court to appraise the property of the estate. This is a unique feature of the Iowa probate system.

Navigate probate with confidence

  • State-specific tasks tailored to your situation
  • Step-by-step checklist with deadlines and forms
  • Document tracker to stay organized
Get started free

Informational guidance only — not legal advice

Disclaimer: This article is for informational purposes only and does not constitute legal advice. Probate laws and local court rules in Floyd County, Iowa may change without notice. Consult a qualified attorney for advice specific to your situation. SwiftProbate is not a law firm and does not provide legal representation.