Probate in Montgomery County, Iowa: 2026 Guide

This guide is for educational purposes only and is not legal advice. Laws change frequently — verify current requirements with the Montgomery County probate court or an attorney.

Last updated: February 16, 2026

Get a free personalized checklist for Montgomery County probate

Start free

Overview

Montgomery County is located in Iowa with a population of approximately 10,063. The Iowa District Court for Montgomery County handles all probate and estate matters for decedents who were domiciled in the county at the time of death.

Iowa probate is governed by the Iowa Probate Code (Chapter 633). The process begins with filing a Petition for Probate of Will and Appointment of Executor (or Petition for Administration) to admit the will and appoint a personal representative. The court then issues Letters Testamentary for testate estates or Letters of Administration for intestate estates.

Iowa offers simplified procedures for smaller estates:

  • Small Estate Affidavit: For estates with personal property valued at $50,000 or less (Iowa Code § 633.356).
  • Small Estate Administration: For estates valued at $200,000 or less (Iowa Code Chapter 635), which offers a streamlined process with lower costs and fewer court requirements.

Iowa has a statutory fee schedule for attorneys and personal representatives, typically capped at approximately 2% of the gross estate value for amounts over $5,000, plus fees for extraordinary services if approved by the court.

This guide provides an informational overview of the Montgomery County probate process. It is not legal advice and is not a substitute for consulting a qualified attorney. Laws and local procedures may change — verify current requirements with the court.

Courthouse Information

Iowa District Court for Montgomery County

Probate matters in Montgomery County are handled at the Montgomery County Courthouse.

Address: 105 Coolbaugh Street, PO Box 469, Red Oak, IA 51566

Phone: (712) 623-4986 (Clerk of Court)

Hours: Monday through Friday, 8:00 AM to 4:30 PM

The Clerk of Court's office is located within the courthouse and manages all probate filings. Montgomery County is part of the Fourth Judicial District of Iowa.

Parking and Access

Street parking is generally available around the courthouse square in Red Oak. The building is accessible to the public during business hours, with security screening required at the entrance.

Filing Process

Step 1: Determine If Probate Is Necessary

Before filing, assess whether formal probate is required:

  • Small Estate Affidavit: If the estate consists of personal property valued at $50,000 or less, you may be able to transfer assets via affidavit without court administration.
  • Small Estate Administration: For estates valued at $200,000 or less, a simplified court process is available under Chapter 635.
  • Trust administration: Assets held in a living trust generally do not require probate.
  • Joint Tenancy/Beneficiary Designations: Assets owned jointly with rights of survivorship or with direct beneficiary designations bypass probate.

Step 2: File the Petition

If formal probate is needed, file a Petition for Probate of Will and Appointment of Executor (or Petition for Administration) with the Iowa District Court for Montgomery County. Include:

  • Original Will (if applicable)
  • Certified death certificate
  • Court Confidential Information Form
  • Filing fee (approximately $295)
  • Proposed Order Appointing Executor and Order for Notice

Iowa requires mandatory electronic filing (EDMS) for all attorneys and encourages it for self-represented litigants.

Step 3: Provide Notice

After filing and appointment, you must:

  • Mail notice of the probate to all heirs, beneficiaries, and known creditors.
  • Publish notice in a newspaper of general circulation in Montgomery County (e.g., Red Oak Express) for two consecutive weeks.
  • Creditors generally have 4 months from the date of the second publication (or 1 month from mailing) to file claims.

Step 4: Administer the Estate

After receiving Letters, the personal representative must:

  • File a Report and Inventory within 90 days of appointment.
  • Notify the Iowa Department of Health and Human Services (Estate Recovery Program).
  • Pay valid creditor claims and estate expenses.
  • File federal and state tax returns (including Iowa inheritance tax if applicable).
  • Distribute assets to beneficiaries.

Step 5: Close the Estate

Once all duties are completed, file a Final Report and petition for discharge. The estate generally must be closed within 3 years unless an extension is granted.

Local Requirements

Montgomery County-Specific Procedures

  • Electronic Filing: Montgomery County uses the Iowa Electronic Document Management System (EDMS). Most filings should be submitted electronically.
  • Probate Referee: The court may appoint a probate referee to appraise estate assets. Referee fees are set by statute based on the value of assets appraised.
  • Publication: Notice is typically published in the Red Oak Express or another approved local newspaper.
  • Bond: A surety bond may be required for the personal representative unless waived by the will or the court.

Always check with the Clerk of Court for the most current local rules and requirements.

Timeline & Fees

Filing Fees (Montgomery County)

  • Petition to Open Estate: approximately $295 (fees may vary slightly)
  • Small Estate Administration: fees are typically lower than full probate
  • Probate Referee Fees: Sliding scale based on asset value (e.g., $15 for under $15k, up to $75+ for larger amounts)
  • Certified Copies: approximately $10-$20 per copy
  • Publication Costs: approximately $60-$150 depending on the newspaper

Statutory Fees: Iowa law allows attorneys and personal representatives to claim fees up to:

  • 6% on the first $1,000
  • 4% on the next $4,000
  • 2% on all amounts over $5,000

Payment Methods

The court accepts credit/debit cards (via EDMS), cash, checks, or money orders. Convenience fees apply for electronic payments.

Estimated Timelines

  • Small Estate Affidavit: Immediate upon waiting period (if any)
  • Simple Estates: 6-12 months
  • Average Estates: 9-18 months
  • Complex Estates: 18 months to 3 years

The creditor claim period is 4 months from the second publication of notice.

Local Resources

Montgomery County Court Resources

Publication

Get a free personalized checklist for Montgomery County probate

Start free

County Forms

Petition for Probate of Will

Standard form to open a testate estate.

Report and Inventory

Required form listing all estate assets.

Small Estate Affidavit

For estates with personal property under $50,000.

Frequently Asked Questions

Where do I file for probate in Montgomery County?
Filings are made with the Clerk of Court at the Montgomery County Courthouse in Red Oak, IA. Most filings must be submitted electronically via the Iowa EDMS system.
How much does probate cost in Montgomery County?
Filing fees to open an estate are approximately $295. Additional costs include publication ($60-$150) and statutory attorney/executor fees (approx. 2% of the estate value).
Can I avoid probate in Montgomery County with a small estate?
Yes. If the estate consists of personal property valued at $50,000 or less, you may use a Small Estate Affidavit. For estates up to $200,000, a simplified Small Estate Administration process is available.
How long does probate take in Montgomery County?
Simple estates typically take 6-12 months. The creditor claim period is 4 months. By law, estates should generally be closed within 3 years.
Do I need an attorney for probate in Montgomery County?
Iowa law does not strictly require an attorney, but probate can be complex. The court highly recommends legal representation, especially given the mandatory e-filing system and specific inventory requirements.

Navigate probate with confidence

  • State-specific tasks tailored to your situation
  • Step-by-step checklist with deadlines and forms
  • Document tracker to stay organized
Get started free

Informational guidance only — not legal advice

Disclaimer: This article is for informational purposes only and does not constitute legal advice. Probate laws and local court rules in Montgomery County, Iowa may change without notice. Consult a qualified attorney for advice specific to your situation. SwiftProbate is not a law firm and does not provide legal representation.