Pick Your Situation
The Title Names a Beneficiary (TOD)
We found no official Utah option to name a transfer-on-death beneficiary on a car title. The Utah DMV's deceased-owner page describes two routes: the Survivorship Affidavit (Form TC-569C) or court (probate) documents. The Utah title application (Form TC-656) has no beneficiary field.
If the car was titled to two owners joined by "OR", see the co-owner section below. Otherwise, the no-probate or probate sections apply.
The Car Was Co-Owned
It depends on the word joining the owners' names on the title. Under Utah Code 41-1a-702, owners joined by "OR" can each sign and transfer the car alone. Owners joined by "AND" must all sign.
"OR" title
- Keeping the car: ask a DMV office for a title correction to remove the deceased owner's name. The Title Corrections page says the removed owner's signature is not needed. The fee is $10.
- Selling the car: the surviving owner signs the title alone to release ownership.
"AND" title
- Keeping the car: request a title correction to remove the deceased owner's name and supply survivorship documentation for them: a notarized Survivorship Affidavit (TC-569C), if the estate qualifies, or court documents.
- Selling the car: sign the title and supply the same survivorship documentation.
If both owners have died, an "OR" title needs survivorship documentation for only one of them. An "AND" title needs it for both.
When signing for the deceased owner, the DMV uses this format: "[Deceased Person's Name] by [Your Name] as survivor" (for example, "John Doe by Jane Doe as survivor").
Forms
- Vehicle Application for Utah Title and Registration (TC-656), only if the new owner cannot be at the DMV in person (this includes virtual appointments)
- Survivorship Affidavit (TC-569C), for "AND" titles or when both owners have died
Documents to bring
- Original Utah certificate of title
- Valid government-issued ID for each owner listed on the application
- For an "AND" title: notarized TC-569C or court documents for the deceased owner
- Lien release, if the title shows an active lienholder
- Odometer disclosure statement, if the vehicle is model year 2011 or newer
The DMV's pages do not say whether a death certificate is needed for a co-owner correction. Contact the DMV to confirm.
You're the Surviving Spouse
We found no separate spouse-only procedure for cars in Utah. A surviving spouse uses the same routes as anyone else:
- You're a co-owner on the title: follow the co-owner steps above ("OR" vs "AND").
- You're not on the title: check whether the estate qualifies for the Survivorship Affidavit (TC-569C) and follow the no-probate steps below.
- The estate doesn't qualify, or a personal representative has been appointed: use the probate route.
There is no spouse-specific value limit. If you use the Survivorship Affidavit, the same limits apply as for any heir: no more than four vehicles, boats, trailers or semi-trailers, and the rest of the estate worth $100,000 or less after liens and encumbrances.
Documents to bring
- Original Utah certificate of title
- Notarized Survivorship Affidavit (TC-569C), if used
- Form TC-656, only if the new owner cannot be at the DMV in person
- Valid government-issued ID
No Probate (Small Estate or Heirs)
The person entitled to the car can transfer it without probate using the DMV's own Survivorship Affidavit (Form TC-569C). This is a DMV form, separate from the court's small estate affidavit used with banks and other holders. All of these must be true:
- At least 30 days have passed since the date of death.
- The person left no more than four motor vehicles, boats, trailers or semi-trailers.
- The rest of the estate, not counting those vehicles, is worth $100,000 or less after liens and encumbrances (Utah Code 75-3-1201(3)).
- No personal representative has been appointed or is pending.
- There is no active lienholder on the vehicle (a DMV requirement).
The vehicle exclusion and four-vehicle limit apply to this DMV vehicle transfer. They are not part of the general small estate affidavit for other property.
Steps
- Wait until at least 30 days have passed since the death.
- Confirm the estate meets every requirement above. If there is an active lien, get it released first.
- Complete Form TC-569C: vehicle information, the deceased owner's name, date and place of death, the survivor's information and the new owner's information. The signer certifies they are entitled to the vehicle and that the transfer will not harm the deceased person's creditors.
- Sign the affidavit in front of a notary.
- If selling, sign the title as "[Deceased Person's Name] by [Your Name] as survivor".
- Take everything to a Utah DMV office. Some offices give prioritized service to customers with an appointment.
Documents to bring
- Original Utah certificate of title
- Notarized Survivorship Affidavit (TC-569C)
- Form TC-656, only if the new owner cannot be at the DMV in person
- Valid government-issued ID for each new owner listed on the application
- Odometer disclosure statement, if the vehicle is model year 2011 or newer
The DMV's pages do not say whether a death certificate must be shown with the TC-569C. Contact the DMV to confirm.
An Executor Has Been Appointed
If the estate does not meet every Survivorship Affidavit requirement, the Utah DMV says it must go through probate. The court issues documentation, signed by a judge, that authorizes a representative of the estate.
Steps
- Get the court documentation, signed by a judge, that appoints the estate's representative.
- The representative signs the title on behalf of the deceased owner to transfer it to the heir, beneficiary or buyer.
- Take the title, the court documentation and ID to a Utah DMV office.
Documents to bring
- Original Utah certificate of title, signed by the court-appointed representative
- Court documentation signed by a judge authorizing the representative
- Form TC-656, only if the new owner cannot be at the DMV in person
- Valid government-issued ID
- Lien release, if the title shows an active lienholder
- Odometer disclosure statement, if the vehicle is model year 2011 or newer
The DMV describes the court paperwork only as "documentation signed by a judge." Contact the DMV to confirm which court document it accepts.
The Car Still Has a Loan
The Survivorship Affidavit route requires that there be no active lienholder on the vehicle. The DMV's documents checklist also lists a lien release as required whenever the title shows an active lienholder.
In practice, the lien needs to be released before the car can be transferred by affidavit. Once you have the lien release (or a title showing the lien released), follow the co-owner, no-probate or probate route and bring the release with you.
The Utah DMV does not publish a procedure for a car with a loan that cannot be paid off. Contact the DMV at 801-297-7780 or 800-368-8824 to confirm your options.
Fees and Taxes
- New title: $6 (Utah Code 41-1a-1210; DMV fee summary).
- Adding or removing an owner (title correction): $10 (Title Corrections).
- Title correction, including name change and lien release: $6.
- Registration: if the car will be registered, registration fees and taxes apply, including a $1 per year uninsured motorist identification fee. The DMV's online Fee Estimator gives the exact cost for a specific vehicle (registration taxes and fees).
Sales tax: we found no official DMV or Tax Commission guidance on sales tax for an inherited vehicle. Contact the DMV to confirm before you go. If the car is sold, the DMV says Utah has no sales tax exemption for family-to-family vehicle purchases.
Where to Go
Go to a Utah DMV office. The DMV's deceased-owner page does not offer an online option. The DMV serves customers at any location statewide, regardless of where they live.
- Appointments: the DMV says to schedule one for prioritized service at its Davis, Salt Lake, Utah, Washington and Weber offices.
- Mail: the official pages we reviewed do not say whether a deceased-owner transfer can be done by mail. Contact the DMV to confirm.
- Phone: 801-297-7780 (Salt Lake City area) or 800-368-8824 (toll free), 8 a.m. to 5 p.m., Monday through Friday.
Don't renew the car's registration in the deceased person's name. The DMV asks families to transfer ownership into the new owner's name instead.
Selling the Car Instead
The person with authority signs the title as seller:
- Surviving "OR" co-owner: signs alone.
- "AND" co-owner or a successor using the Survivorship Affidavit: signs as "[Deceased Person's Name] by [Your Name] as survivor" and supplies the survivorship documentation (TC-569C or court documents).
- Probate open: the court-appointed representative signs the title for the deceased owner.
The buyer then titles the car in their own name. Utah has no sales tax exemption for family-to-family vehicle purchases, so a sale to a relative is taxed.
If probate is needed, our Utah probate guide walks through it.