SwiftProbate vs Elayne
SwiftProbate is a self-service tool that guides families and executors through every step of estate settlement — with a personalized, county-specific checklist, deadline tracking, document tools, and Grace, an AI assistant available 24/7 to answer questions along the way.
Elayne is a hybrid software-and-humans service that actively closes accounts, files agency notifications, and freezes credit on your behalf — with a $0 self-guided tier, a $250 Discovery report, and custom-quoted full settlement.
This comparison is for informational purposes only. SwiftProbate is not a law firm and does not provide legal advice.
What is Elayne?
Elayne is an estate settlement service that combines software with a human team that actively executes tasks — closing accounts, filing agency notifications, freezing credit cards, and running an asset-discovery sweep across 50+ financial categories. Pricing has three tiers: a $0 self-guided plan with checklists and templates; a $250 Discovery report that includes a 30-minute expert review and complexity scoring (credited toward a continued plan); and a custom-quoted full settlement engagement that Elayne markets as roughly 50% less than traditional services, billed from the estate. Elayne is US-focused.
Key Differences
Personalization
An AI research engine generates a fully personalized checklist tailored to your county, your assets, your heirs, and your situation — with 3,200+ county guides and 160+ institution guides feeding the output.
Pre-built workflows plus a human review at the $250 tier. Not AI-driven.
Pricing & Commitment
Free tier or $39 one-time — no upsell to thousands in estate-billed services. Everything you need is included.
Free self-guided tier; $250 Discovery report; full settlement is a custom flat fee (typically multi-thousand-dollar) billed from the estate.
Who Does the Work
You handle the tasks yourself, guided by the personalized checklist and Grace, a 24/7 AI chat assistant that helps with questions and form filling.
A human team can actually execute tasks for you — close accounts, file notifications, run asset discovery — at the paid settlement tier.
Local Court Detail
County-specific courthouse details, filing fees, and local procedures across all 50 states + DC.
State-level guidance with human specialists handling jurisdiction-specific filings at the paid tier.
Feature Comparison
| Feature | SwiftProbate | Elayne |
|---|---|---|
| Pricing | ||
| Price (full product) | $39 one-time | Custom flat fee, billed from estate |
| Free tier | Yes — full personalized starter checklist | Yes — self-guided plan |
| Features | ||
| Personalized AI research | ||
| Document management | ||
| Family collaboration | ||
| AI chat assistant (24/7) | Yes — Grace | |
| Asset-discovery sweep | No — you list assets | |
| Coverage | ||
| State coverage | All 50 states + DC | US |
| County-level guides | 3,200+ | Limited |
| Institution guides | 160+ | Limited |
| Support | ||
| Closes accounts on your behalf | No — you stay in control | Yes (paid tier) |
| Human estate specialist | Yes (paid tier) | |
Your estate is unique — get a personalized task list with deadlines, forms, and next steps
Start freeWhy Consider SwiftProbate
- Get a personalized county-level checklist without committing to a multi-thousand-dollar estate-billed engagement
- Keep full control of the process — every decision and contact stays in your hands
- Get AI-generated guidance tailored to your county, your assets, and your heirs from 3,200+ county guides
- Ask follow-up questions 24/7 with Grace, our AI chat assistant — including help filling out probate forms
- Use institution-specific notification steps for the banks, brokerages, and insurers in your estate (160+ guides)
- Try the free tier first to see exactly how SwiftProbate is going to help
Why Consider Elayne
- You want a human team to actively close accounts and file agency notifications for you
- An asset-discovery sweep across 50+ financial categories is genuinely useful for your estate
- You're comfortable having the cost billed from the estate at a custom-quoted flat fee
Which is Right for You?
Choose SwiftProbate if...
Families and executors who want personalized, jurisdiction-specific guidance and an AI assistant available 24/7 — without a multi-thousand-dollar engagement.
Choose Elayne if...
Families who want a hybrid service that actively executes account closures, agency notifications, and asset discovery at the paid settlement tier.
Frequently Asked Questions
How does Elayne's pricing actually work?
Does Elayne offer personalized AI research like SwiftProbate?
Will Elayne actually close accounts for me?
Can I use SwiftProbate's free tier the same way as Elayne's?
Navigate probate with confidence
- Personalized to your assets, heirs, and jurisdiction
- Deadlines calculated from your date of death
- Track progress and store documents in one place
Free — no credit card required
Informational guidance only — not legal advice
Disclaimer: This comparison is for informational purposes only and does not constitute legal advice. Feature and pricing information is based on publicly available data as of April 2026 and may have changed. SwiftProbate is not a law firm and does not provide legal representation. Consult a qualified attorney for advice specific to your situation.