SwiftProbate vs Empathy
Empathy is a bereavement support platform that combines grief care with estate settlement tools, available free through participating employers and life insurance carriers. SwiftProbate is a $39 self-service informational tool focused on personalized probate checklists with county-level guidance. Here is how they compare.
This comparison is for informational purposes only. SwiftProbate is not a law firm and does not provide legal advice.
What is Empathy?
Empathy is a VC-funded bereavement platform that provides combined grief support and estate settlement guidance. Backed by $172M+ in funding, it partners with major life insurance carriers (including BMO Insurance and Securian Financial) and employers to offer its services free to bereaved families. The platform includes care managers for human support, administrative help with account closures and insurance claims, grief counseling resources, and a mobile app with step-by-step guidance. Access is typically limited to beneficiaries of participating insurance policies or employees at participating companies.
Key Differences
Access Model
Available to anyone. Free tier with basic checklist; full plan is $39 one-time with no access restrictions.
Free to families, but only available through participating employers and life insurance carriers. You cannot purchase it directly.
Focus
Focused specifically on probate guidance — personalized checklists, county-specific research, deadline tracking, and document management.
Combined grief support and estate settlement. Emphasizes emotional well-being alongside practical tasks.
Probate Depth
AI research engine generates county-specific probate guidance from 3,200+ county guides. Deadline calculation based on date of death.
Provides general estate settlement guidance with step-by-step walkthroughs. Not specifically focused on probate court procedures.
Human Support
AI chat assistant (Grace) for follow-up questions. No human support staff. Recommends consulting an attorney when needed.
Includes care managers and connections to professionals (attorneys, financial advisors) as part of the service.
Feature Comparison
| Feature | SwiftProbate | Empathy |
|---|---|---|
| Pricing | ||
| Price | $39 one-time | Free (through employer/insurer) |
| Available to anyone | No — requires employer/insurer partnership | |
| Free tier | N/A — free if you have access | |
| Features | ||
| Personalized research | Limited | |
| Document management | ||
| Family collaboration | Limited | |
| Chat assistant | No (has care managers) | |
| Coverage | ||
| State-specific guidance | All 50 states + DC | |
| County-level guides | 3,200+ | |
| Institution guides | 160+ | |
| Support | ||
| Grief support | Yes — core feature | |
| Human specialists | Yes — care managers | |
| Legal advice provided | No (connects to attorneys) | |
Your estate is unique — get a personalized task list with deadlines, forms, and next steps
Start freeWhy Consider SwiftProbate
- You do not have access to Empathy through an employer or insurance carrier
- You want detailed, county-level probate guidance with 3,200+ county guides
- You want AI-generated research personalized to your specific assets and jurisdiction
- You want an AI chat assistant for ongoing probate questions
- You prefer a tool focused specifically on probate procedures and deadlines
Why Consider Empathy
- You have access through your employer or life insurance policy (it is free)
- You want combined grief support and estate settlement guidance in one platform
- You value human care managers over AI-only support
- The emotional support aspect is important to your family
- The estate is relatively simple and does not need county-level probate depth
Which is Right for You?
Choose SwiftProbate if...
Anyone who wants affordable, personalized probate guidance with county-level depth — especially if they do not have access to Empathy through an employer or insurer.
Choose Empathy if...
Families who have access through a participating employer or insurance carrier and want combined grief support and estate settlement help in one platform.
Frequently Asked Questions
Can I sign up for Empathy directly?
Does Empathy provide county-specific probate guidance?
Can I use both Empathy and SwiftProbate?
Is Empathy better because it is free?
Navigate probate with confidence
- Personalized to your assets, heirs, and jurisdiction
- Deadlines calculated from your date of death
- Track progress and store documents in one place
Free — no credit card required
Informational guidance only — not legal advice
Disclaimer: This comparison is for informational purposes only and does not constitute legal advice. Feature and pricing information is based on publicly available data as of April 2026 and may have changed. SwiftProbate is not a law firm and does not provide legal representation. Consult a qualified attorney for advice specific to your situation.