SwiftProbate vs Empathy

SwiftProbate is a self-service tool that guides families and executors through every step of estate settlement — with a personalized, county-specific checklist, deadline tracking, document tools, and Grace, an AI assistant available 24/7 to answer questions along the way.

Empathy is a benefits-distributed bereavement and estate settlement platform — free for users whose employer, life insurer, bank, or health plan partners with them, but not directly purchasable.

This comparison is for informational purposes only. SwiftProbate is not a law firm and does not provide legal advice.

Last updated: April 24, 2026

What is Empathy?

Empathy is a bereavement support platform that combines digital tools with human Care Managers to help families navigate post-loss tasks — administrative, emotional, legal, and financial. Empathy is primarily distributed through partnerships with employers, life insurance carriers, banks, and health plans, so users typically get access free through a benefits relationship rather than purchasing it directly. There's no public consumer pricing today. The product is most active in the US, with a UK partnership through Zurich.

Key Differences

Access

SwiftProbate

Available to anyone — no employer, insurer, or partner relationship required. Free tier plus $39 one-time.

Empathy

Available free only through partnering employers, insurers, banks, or health plans. Not directly purchasable in the typical sense.

Focus

SwiftProbate

Built specifically for probate and estate settlement — personalized county-level checklist, deadline tracking, document tools, and an AI assistant for the procedural work.

Empathy

Combined grief support and post-loss administrative help. Estate settlement is one of several focus areas alongside emotional and bereavement support.

Probate Depth

SwiftProbate

AI research engine pulls from 3,200+ county-level probate guides and 160+ institution-specific guides — designed to handle the procedural detail of probate court filings, deadlines, and notifications.

Empathy

General estate settlement guidance with human Care Managers. Less focused on probate-specific procedural depth.

AI Tools

SwiftProbate

AI-generated personalized checklist plus Grace, a 24/7 AI chat assistant that helps fill out probate forms and answers questions.

Empathy

Digital assistant alongside human Care Managers. The Care Managers, not the AI, are the primary support layer.

Feature Comparison

FeatureSwiftProbateEmpathy
Pricing
Price$39 one-timeFree if you have access (otherwise unavailable)
Available to anyoneNo — requires partner access
Free tierN/A — free if you have access
Features
Personalized AI researchLimited
Document management
Family collaborationLimited
AI chat assistant (24/7)Yes — GraceHas Care Managers + digital tools
Coverage
State coverageAll 50 states + DCPrimarily US
County-level guides3,200+Limited
Institution guides160+Limited
Support
Grief / bereavement supportNo — focused on probateYes — core feature
Human Care Managers

Your estate is unique — get a personalized task list with deadlines, forms, and next steps

Start free

Why Consider SwiftProbate

  • Available to anyone — no employer, insurer, or partner relationship required
  • Built specifically for probate, with 3,200+ county guides and 160+ institution guides feeding a personalized checklist
  • Get a personalized estate administration checklist immediately, no waiting on benefits eligibility
  • Ask follow-up questions 24/7 with Grace, our AI chat assistant — including help with probate forms
  • Move at your own pace and stay in control of every decision in the estate
  • Try the free tier first — no signup gates

Why Consider Empathy

  • You have access through your employer, life insurance carrier, bank, or health plan — and free is unbeatable
  • You want combined grief support and estate settlement help in one platform
  • Talking to a human Care Manager is more important than depth on probate-specific guidance

Which is Right for You?

Choose SwiftProbate if...

Anyone who wants personalized, county-level probate guidance — with no benefits relationship required.

Choose Empathy if...

Families who have free access through a participating employer or insurer and want combined emotional and administrative support.

Frequently Asked Questions

Can I sign up for Empathy directly?
Generally not. Empathy is distributed through participating employers, life insurance carriers, banks, and health plans — users typically get access for free through a benefits relationship rather than purchasing it. SwiftProbate is available to anyone for $39 one-time, with a free tier.
Does Empathy provide county-specific probate guidance?
Empathy provides general estate settlement guidance combined with bereavement support and human Care Managers. For county-specific procedural depth — courthouse details, filing fees, local probate procedures — SwiftProbate's database of 3,200+ county guides goes deeper, and its AI research engine generates a checklist tailored to your county and assets.
Can I use both Empathy and SwiftProbate?
Yes. If you have access to Empathy through an employer or insurer, you can use it for grief support and Care Manager access while using SwiftProbate for the procedural depth on probate. They're complementary.
Is Empathy better because it's free?
Free is unbeatable when you have access — but most people don't have access through a partner. For everyone else, Empathy isn't an option, and SwiftProbate is the more direct path to personalized probate guidance at $39.

Navigate probate with confidence

  • Personalized to your assets, heirs, and jurisdiction
  • Deadlines calculated from your date of death
  • Track progress and store documents in one place
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Free — no credit card required

Informational guidance only — not legal advice

Disclaimer: This comparison is for informational purposes only and does not constitute legal advice. Feature and pricing information is based on publicly available data as of April 2026 and may have changed. SwiftProbate is not a law firm and does not provide legal representation. Consult a qualified attorney for advice specific to your situation.

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