SwiftProbate vs EverSettled

SwiftProbate is a self-service tool that guides families and executors through every step of estate settlement — with a personalized, county-specific checklist, deadline tracking, document tools, and Grace, an AI assistant available 24/7 to answer questions along the way.

EverSettled is a full-service product that pairs an AI assistant ("Sage") with a dedicated human Estate Care Specialist, starting at $1,499 and billed directly to the estate.

This comparison is for informational purposes only. SwiftProbate is not a law firm and does not provide legal advice.

Last updated: April 24, 2026

What is EverSettled?

EverSettled is a personalized probate assistance product that combines its own AI assistant — "Sage" — with a dedicated human Estate Care Specialist. Beyond guidance, the team can actively negotiate debts, cancel subscriptions, and handle administrative legwork on the user's behalf. Pricing starts at $1,499 and is billed directly to the estate, so there's no out-of-pocket cost for the user. EverSettled covers all 50 US states.

Key Differences

Pricing & Commitment

SwiftProbate

Free tier or $39 one-time — accessible from day one with no commitment to a multi-thousand-dollar engagement.

EverSettled

Starts at $1,499, billed from the estate. Lower friction at signup (no out-of-pocket) but a larger commitment overall.

Jurisdictional Depth

SwiftProbate

AI research engine pulls from 3,200+ county-level probate guides and 160+ institution-specific guides. Your checklist is built around your courthouse and the specific institutions you'll contact.

EverSettled

State-aware personalized checklist with a human specialist filling in local detail.

Who Does the Work

SwiftProbate

You stay in control of every decision and contact, guided by the personalized checklist and Grace, our 24/7 AI chat assistant.

EverSettled

A dedicated Estate Care Specialist can actively negotiate debts, cancel subscriptions, and handle administrative tasks for you.

AI Tools

SwiftProbate

Grace generates the full personalized checklist and answers questions 24/7. Designed to keep you informed and self-sufficient.

EverSettled

Sage is a 24/7 AI assistant alongside the human specialist. Both are available, with the specialist handling work on your behalf.

Feature Comparison

FeatureSwiftProbateEverSettled
Pricing
Price$39 one-timeStarting at $1,499 (billed from estate)
Free tierFree signup; product is paid
Out-of-pocket cost$39 (or $0 free tier)$0 — billed from estate
Features
Personalized AI researchYes (Sage)
Document management
Family collaboration
AI chat assistant (24/7)Yes — GraceYes — Sage
Debt negotiation / subscription cancellation
Coverage
State-specific guidanceAll 50 states + DCAll 50 states
County-level guides3,200+Limited
Institution guides160+Limited
Support
Dedicated human specialistNo — you stay in control

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Why Consider SwiftProbate

  • Get jurisdiction-specific probate guidance for your specific county, not just your state — from 3,200+ county guides
  • Keep full control of the process — every decision and contact stays in your hands
  • Avoid committing $1,499+ from the estate before you know whether you actually need full-service help
  • Get a personalized checklist generated by AI in minutes, plus 24/7 help from Grace
  • Use institution-specific guidance for the banks, brokerages, and insurers in your estate (160+ guides)
  • Try the free tier first — no signup wall to a paid engagement

Why Consider EverSettled

  • You want a dedicated human specialist who can actively negotiate debts and cancel subscriptions for you
  • You'd rather not pay anything out of pocket and the estate has the funds to absorb $1,499+
  • The estate is complex enough — or your time is constrained enough — that having someone do the work is worth it

Which is Right for You?

Choose SwiftProbate if...

Families and executors who want personalized, county-level guidance and an AI assistant available 24/7 — while keeping full control of the process.

Choose EverSettled if...

Families who want a dedicated human specialist plus AI assistance and are comfortable having the cost billed from the estate.

Frequently Asked Questions

How does EverSettled's pricing work?
EverSettled starts at $1,499 and is billed directly to the estate, so there's no out-of-pocket cost for the user. SwiftProbate is $39 one-time with a free tier. Both options exist for a reason — SwiftProbate fits families who want clear guidance and stay in control; EverSettled fits families who want a human specialist doing work on their behalf.
EverSettled has its own AI assistant — how is that different from Grace?
Yes — EverSettled's Sage and SwiftProbate's Grace both offer 24/7 AI chat. Where SwiftProbate goes deeper is the underlying research: Grace draws on 3,200+ county-level probate guides and 160+ institution guides to generate the entire personalized checklist. With SwiftProbate, the AI is the product. With EverSettled, the AI complements a human specialist.
Will EverSettled actually do work for me?
Yes — at the paid tier, EverSettled's Estate Care Specialist can negotiate debts, cancel subscriptions, and handle administrative tasks. SwiftProbate is built for executors who want to stay in control and run the process themselves with strong guidance.
Why is SwiftProbate so much cheaper?
SwiftProbate is software, not staffing. The personalized checklist, document tools, and 24/7 AI assistant are all generated by the research engine — there's no specialist on the other end. That's also why we recommend bringing in an attorney for unusual situations rather than trying to be your full-service provider.

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  • Personalized to your assets, heirs, and jurisdiction
  • Deadlines calculated from your date of death
  • Track progress and store documents in one place
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Informational guidance only — not legal advice

Disclaimer: This comparison is for informational purposes only and does not constitute legal advice. Feature and pricing information is based on publicly available data as of April 2026 and may have changed. SwiftProbate is not a law firm and does not provide legal representation. Consult a qualified attorney for advice specific to your situation.